Yes! But They Have Their Own Drawbacks Are There Alternatives to Bonds?
We talked about how bonds are a lot riskier than you might think in the last edition. But have no fear; you can use various alternatives. Let’s look at some other options for bonds you may find helpful. PRECIOUS METALS AND CRYPTOCURRENCY Investors are attracted to this alternative because precious metals and cryptocurrency are not managed or controlled by the government. They are even advertised as a way to “hedge against inflation.” But this form of investment is also volatile. The value of your share can increase or decrease within a short period of time. They also don’t pay out interests and dividends, and they are not very liquid. This means you are at the mercy of the market, and it’s challenging to sell your stocks when you need or want to. EXCHANGE-TRADED FUNDS (ETFS) The alternative above has many risks, but is there a way to avoid risky investments while getting a high return? Yes — with ETFs! They are a collection of stocks, bonds, and other investments that can be either bought or sold like single security.
of investing in one singular company, you can get a small share of every company within 500 large companies. FLOATING RATE FUNDS These are mutual funds that invest in bonds with
variable interest rates. Unlike regular bonds, these will go up in value as interest rates increase. They even offer protection against rising interest rates that typically lower your bond’s value. This is because the bonds you invest in are often larger, more stable companies that don’t have as much of a risk of decreasing in value.
However, they usually offer a lower rate of return and tend to have higher fees than other types of mutual funds.
Because there are many alternatives to bonds with many benefits and some drawbacks, it’s best to consult with a financial expert. Allow DuPont Wealth Solutions to assist you when determining which option is right for you based on your needs, risk tolerance, and goals. If none of these alternatives catch your attention, we can discuss plenty more with you. So, give us a call today and see what we can do for you!
They have no administrative costs and generally perform better. They are also considered one of the safest forms of investment. Instead
SUDOKU
RED, WHITE, AND BLUE TIRAMISU
Inspired by TasteOfHome.com
Your friends will see fireworks when they taste this all-American dessert at the Fourth of July barbecue.
INGREDIENTS
3 cups raspberries 3 cups blackberries 2 cups blueberries
1 cup orange juice
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1 cup heavy whipping cream 2 8-oz cartons mascarpone cheese
2 cups strawberries, sliced 1 1/3 cups sugar, divided
1 tsp vanilla extract
2 7-oz packages crisp ladyfinger cookies
4 tsp orange zest
DIRECTIONS
1. In a large bowl, gently mix all berries with 1/3 cup sugar, orange zest, and orange juice. Cover and refrigerate for 45 minutes. 2. In a medium bowl, beat the cream until soft peaks form. 3. In another medium bowl, mix mascarpone cheese, vanilla, and 1 cup sugar. Gradually fold in whipped cream. 4. Over a shallow bowl, drain the berries. Dip the ladyfingers in the leftover juice and allow the excess to drip off. 5. In a 13x9-inch dish, place half the ladyfingers in a single layer. Add a layer with half of the berries and then half the mascarpone mixture. Repeat layers, starting with ladyfingers. 6. Cover and refrigerate overnight before serving.
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