IT’S PAYBACK TIME …WITH MONEY TRANSFER APPS How You Can Finally Get Cousin Joe to Split the Bill
Square Cash Square Cash functions similarly to Paypal
It’s the most wonderful time of year, when family reunites for meals, festivities, and nostalgia. You get to see loved ones a lot during this special time— sometimes too much. Between family dinners, gifts, and parties, there’s also a lot of money exchanged. Do your relatives always manage to get you to pick up the check with the promise that they'll “get you next time,” except they never do? If you relate a little too much to “National Lampoon’s Christmas Vacation’s” family dynamics and are one waiter's tip away from blowing a fuse, a money transfer app is what you need. Check out the pros and cons of these tools to avoid the awkward conversation and make getting your money back easy. Paypal One of the original money transfer sites, Paypal offers a user-friendly platform that thousands of businesses already use. Set up an account in a few steps and Paypal is ready to get you your money. It has a “Request Money” tab to send a friendly reminder to Cousin Joe that you’re waiting on the $50 you footed at Olive Garden. One drawback? If the person you request money from doesn’t have an account, they’ll have to set one up, which could be a deterrent to already reluctant debtors. Venmo Download Venmo on your phone, and after several account setup steps, you can add friends and send and receive payments. Venmo is fast, but not without cons. For one, there’s an automatic public setting that makes transactions viewable to anyone on Venmo — almost like a Facebook post of who is paying whom for what. You can make this information private; just be sure to change your settings.
and Venmo, but you don’t have to have an account, which makes it potentially the
best option to get procrastinators to send your money. No account, no excuses. The bottom line:
While all these money transfer tools can make payments easier, they still don’t guarantee people will follow through. To avoid stress and conflict this holiday season, each other when the check arrives. We all have our phones with us, so encourage tab-averse family members to hit download so they go to dinner with the mindset that they’ll get you this time. have conversations upfront about how the bill will be paid, whether it’s taking turns paying the sum or Venmo-ing
If you have been reading our newsletter, you know it was recently my 55th birthday and 20th wedding anniversary. You also knowwe planned on celebrating in Nashville, Tennessee. I had been to
Teresa and Jeannette did some cowboy boot shopping. I found out Nashville is famous for that, too. Teresa got herself boots and a hat. We also visited the Country Music Hall of Fame. Now, I have been to the Rock and Roll Hall
Cowboy Teresa
House of Cash
Nashville on business. But let me tell you, Nashville is a great place to visit just to have fun. The main street is Broadway, much like Rush Street back in the day. In addition to the bars, though, there is somuchmusic. Most bars have multiple floors, with a band on each floor. The music begins early in the day and goes late into the night. We saw some great bands, and I drank a lot of PBR (they don’t have Old Style). I included a picture of Teresa andme; our friends, Chris and Jeanette; and Johnny Cash (the magic of digital photography) at the Johnny Cash Museum. The Man in Black is such a fixture in Nashville. The museum is awesome.
of Fame. The Country Music Hall of Fame is far better —not because of the music, but because of the exhibits. The Rock and Roll Hall of Fame seemed to focus onmemorabilia. The Country Music Hall of Fame focused on the music. It hadmore exhibits where you can clearly hear the music from all the greats. Plus, it had plenty of memorabilia. We have visited NewYork, Las Vegas, and nowNashville to celebrate my birthday and anniversary in recent years. I don’t knowwhere we will go next year. Maybe NewOrleans?Which city would you visit for a three-day adventure? Let me know.
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