SUPPLEMENTAL LONG TERM DISABILITY
Available for 75%+ FTE Employees with $120,000 Minimum Annual Pay Special Enrollment Annually
65%+ FTE FACULTY 75%+ FTE STAFF
ELIGIBILITY
Option 1:
Provides coverage beyond group long- term disability (LTD) coverage to give you more income replacement Employees may purchase additional coverage to a maximum of $9,000/month or 65% income replacement, whichever is less
• 60% income replacement* after 6 months • Maximum monthly $4000/month • 65% income replacement* after 4 months • Maximum benefit $4000/month
Option 2:
No medical exams Disability defined as “Specialty/Subspeciality”
Option 3: (available to employees earning more than $80,000 in annual UC base pay) • 60% income replacement* after 6 months • Maximum benefit $20,000/month • OR – • 65% income replacement* after 4 months • Maximum benefit $20,000/month Disability defined as “Any Occupation” Guaranteed issue
Individual ownership - this is not "group" coverage; you will own your policy and will have the ability to take it with you should you leave UC Physicians
PLAN INFORMATION
EMPLOYEE CONTRIBUTION PLAN ADMINISTRATOR
Dependent on annual salary and age
Rates based on income and age
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