Wolf Retirement Navigation August 2018

904-232-8760 www.wolfretirement.com MONTHLY RET IREMENT NAV IGAT ION

As seen on:

August 2018

A Woman Who Changed My World

Raising a Glass to My Wonderful Wife

In the recent April newsletter, I talked about one of my favorite days of the year: my daughter’s birthday. Now that August has rolled around, I want to shout out another important day: my wife’s birthday! My life has turned upside down since meeting Danielle, in all the best ways. I have a beautiful wife, an amazing daughter, and an advisory practice Danielle and I worked so hard to build together. Danielle was a real workaholic prior to having Isabella, and that honestly hasn’t changed much. For years, she worked with me to build this company while simultaneously taking care of our daughter and her own mother and sister. During the first three years of our practice, Danielle worked from home, handling a lot of behind-the-scenes matters. Her background is in marketing, sales, and helping people, so Danielle played a big part in getting Wolf Retirement Navigation off the ground and becoming successful. The love and support I have from Danielle cannot be overstated. She’s my best friend and partner. “

After Isabella got a little older, and responsibilities with Danielle’s mother and sister ended, Danielle decided she was ready to leave the home office to come to work in our office. We figured out pretty soon that working together in the office every day wasn’t going to work out. Like a lot of couples who try to work together, we discovered spending all the time at home and at the office with your significant other can create some friction. Ultimately, Danielle decided she wanted to go back to the workforce and find a career about which she was very passionate. Today, she’s helping businesses and government agencies build safer communities by providing them with training software that empowers them to better handle crisis prevention, bullying, and first-responder situations. Danielle and I are celebrating our ninth wedding anniversary in November of this year. The love and support I have from Danielle cannot be overstated. She’s my best friend and partner. I understand how some of my older clients can still be crazy about their spouses after decades together. What I don’t understand, though, is how some older couples drop the ball when it comes to finances and retirement planning. It’s important for couples to be on the same page financially throughout their relationship, but especially as they This information is designed to provide general information on the subjects covered; it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Wolf Retirement Navigation LLC and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

approach retirement. When both partners are aware of their financial state, it’s easier to make those big decisions and plan for the amazing things they will do together once they are no longer working. But communicating about finances is important for another serious reason. If one spouse becomes physically incapacitated or passes away, his or her partner should be allowed to mourn, not struggle alone to figure out the finances. Communicating about finances helps couples be more secure in the long run. When you love someone, you want to make sure he or she is going to be able to survive, no matter what happens. And if you’re lucky like I am, you know you will always have that special someone looking out for you too! Danielle, I love you so much. I appreciate everything you do for our daughter and our family. Happy Birthday Blessings and Celebration! –Adam Wolf, CPA, CFP ® Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.

Investment Advisory Services offered through Retirement Wealth Advisors (RWA), a Registered Investment Advisor. Wolf Retirement Navigation LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island

www.wolfretirement.com | 1

Made with FlippingBook - Online magazine maker