Coye Law Social Security - February 2019

Family Game Night Break the Monotony of Overplayed Board Games!

solving skills a typical chess game offers but with a twist. At the end of each turn, a player fires a small laser beam that bounces off the mirrored chess pieces. If it hits the non-mirrored surface of a piece, that piece is taken by the player. A player wins when the opposing player’s king piece is illuminated. Catan Welcome to the island of Catan! After a long voyage at sea, the people in your expedition compete against other seafarers in building settlements. Enjoy the 45–90-minute game as you and your family build roads, barter resources, and race for absolute Every night, werewolves prowl around the village, and it's up to the villagers to find the werewolf once the sun rises — before it's too late. Each person plays a unique role with different abilities to help find or conceal the werewolf. If the werewolf is caught, the villagers win the game, but if the werewolf manages to escape, the villagers lose. Now you can bring some exciting variety into your family game nights. Don’t miss out on these excellent tabletop games, and most importantly, have fun! supremacy on Catan. One Night Werewolf

Family game night is a time when a family can forget about all of life’s commitments and bond over a good old-fashioned board game. But the old, tattered Monopoly box or worn-out UNO cards can leave something to be desired, and the classics might be getting a little dull. If you’re tired of playing the same board games over and over, it might be time to start looking for ways to change things up. Here are four tabletop games you might not have heard of that are perfect for spicing up family game night. Mysterium Your family will love delving into this cooperative murder mystery game that is a mixture of Clue and Dixit. You can play as the ghost or as one of the mediums who enters the haunting. The ghost player gives each medium a clue or vision about a potential murderer, and the mediums have to guess which person, room, or weapon was used to murder the ghost player. After each turn, the ghost reveals whether each of the mediums’ guesses are right or not. If all of the mediums succeed in guessing correctly by the seventh in-game hour, they work together to find the true murderer. Laser Chess A classic game of chess is a great way to spend an evening, and it just got a little more interesting. Laser chess includes all the problem-

Applying for Disability Benefits? It Pays to Know Your Rights

• Requesting a letter from the SSA about the possibility of benefits and expected payouts

• Applying for benefits free of charge

The Supplemental Security Income (SSI) and Social Security Disability (SSD) programs were created to help people with long-term and permanent disability deal with medical and living expenses. While these programs are extremely beneficial, all an applicant has to do is log onto the website, input their information, and begin to receive money.

• Receiving help from the SSA in obtaining and filling out documents • Enlisting the help of a third party to help with your claim and accompany you to the Social Security office

• Appealing most decisions (some restrictions apply)

• Working with an interpreter if you aren’t comfortable speaking English

There are obvious reasons for the Social Security Administration (SSA) to be wary of applicants, chief among them being the potential to hand out money to unqualified recipients. In fact, roughly two- thirds of claims are denied on first application. This strategy is just a fail-safe measure, as applicants have the right to appeal after an initial denial. The approval rate increases significantly on appeal, which serves as a way to discourage applicants who aren't serious. Of course, the best-case scenario is getting your application approved the first time your apply. There’s nothing you can do to guarantee that will happen, but you increase your chances when you go into the process with your eyes fully open. That means knowing your rights. All of the following are legally permissible for anyone seeking SSD or SSI benefits:

• Using the SSA to help track down your medical records

• Hiring an attorney to represent you

• Viewing/obtaining copies

• Asking for copies of the

about all relevant documents related to your claim

information in your records

Haphazardly going through the application process will only lead to your claim being denied. Conversely, being thorough in your application will prove helpful whether or not you need to go through an appeal. The choice is clear. Call Coye Law Firm today at 407-871-3191 to find out how we can help.

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