Data Privacy & HIPAA Architecture
REGULATORY CATEGORY
INSTITUTIONAL CERTIFICATION
Accessum Health operates as a HIPAA-covered entity. All internal systems, including company servers and communication channels, meet or exceed federal standards for the protection of PHI. All client data is protected by AES 256-bit encryption at rest and in transit. We utilize multi- factor authentication (MFA) and strict Role-Based Access Control (RBAC) to limit data visibility. Accessum maintains signed Business Associate Agreements (BAAs) with all technology and healthcare partners (e.g., Google Workspace) to ensure the entire data supply chain adheres to HIPAA mandates. Zero-Clinical-Visibility: The referring Advisor is structurally excluded from clinical data streams. You receive operational signals only (e.g., "Records Collected"), ensuring you never trigger 'Business Associate' liabilities. Misdirected PHI Protocol: We train clients to send clinical data directly to Accessum. If an Advisor receives clinical data in error, our protocol provides immediate instructions for secure deletion and redirection. The 24-Hour Rule: Accessum Health will notify the Advisor’s designated Compliance Contact within 24 hours of the discovery of any confirmed or reasonably suspected breach involving referred clients—exceeding the HIPAA 60-day minimum requirement. The Liability Shield: Accessum Health assumes 100% of the costs associated with forensics, legal counsel, and regulatory fines resulting from its own data failures. The RIA/Broker-Dealer is fully indemnified against these costs. Advisors receive fixed-format monthly summaries only and only if the client provides explicit consent. We do not "flood" Advisor inboxes with non-essential clinical status updates. Lifecycle Control: Upon termination of service, clients maintain the Right to Erasure. Per contract, Accessum will either maintain records in a secure vault for the legally required period or perform certified data destruction at the client's request.
HIPAA Enforcement
Encryption Standards
Vendor Governance
Advisor Isolation
The "Data Loop" Safety
Breach Notification
Financial Indemnity
Communication Cadence
Data Sovereignty
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