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FALL 2022
www.CincinnatiEstatePlan.com 513-463-6789
Lessons From a Long Morning at Best Buy THE MEANING OF THE SEASON
Thanksgiving is right around the corner, and with it comes the more dubious celebration of Black Friday. I’ve only once participated in those hectic, early-morning festivities, and I still remember that holiday decades later for all the wrong reasons. I was 16 and in my first year of college. One of my friends wanted to wait in line outside of Best Buy to score a deal on DVDs. They were usually $19.99 a piece, but on Black Friday, the store marked them down to half-price. Long before you could access all the same sales online from home, during those years, people had to go in person. I decided to tag along because I thought waiting outside stores early in the morning was just what people did on Black Friday. My friend picked me and a few others up in his mom’s van (I couldn’t legally drive yet), and we went to Best Buy around midnight. People already wrapped around the building: some with tents, some drinking, and many with food on hand. In fact, some of them had been waiting since Wednesday — which seemed shocking because it felt freezing, windy, and miserable. We waited around for about five hours before finally being let inside. And then it became mayhem. People everywhere appeared ready to draw blood just to get the deals they wanted. One person cut in front of us in line and cursed at us. Several others pushed me or hit me with their carts in the middle of the frenzy. It was a disaster. But my friend got to save $10 a piece on some DVDs. Meanwhile, I looked around desperately for something to buy. I was a broke college student, and I couldn’t find anything I wanted or needed. But I’d just spent five hours in a parking lot without any sleep — I had to purchase something ! I ended up grabbing a cheap no-name MP3 player, a pointless purchase since I already had a better MP3 player at home. But it We do our absolute best to give your family our undivided attention when we are working with you. In order to provide the best service and highest quality work to your family, Mr. Rosenbauer does not answer incoming calls, emails, or walk-ins while he is meeting with your family or drafting your estate plan (excluding emergencies). However, we do our best to respond to phone calls and emails promptly. If you need to visit or speak with Mr. Rosenbauer regarding your estate, please call the office to schedule an appointment or a phone conference. That way, we can reserve your spot on our calendar and make sure you receive the attention you deserve. Communication Policy
was a “deal.” I told myself I saved $15, but I’d actually wasted $30 by buying it. Once it finally ended, I went back home and slept most of the day. My extended family was in town, but I felt too tired to spend time with them. Later, my dad asked me, “Was it worth it?” As an arrogant teenager, I refused to admit that my parents had been right when they told me the entire idea was silly. So, I told him yes. But I think we both knew I’d lied. I already realized that what I’d done had been stupid. I’d wasted my Thanksgiving meal thinking about how I would hustle at Best Buy later, and I slept all day instead of spending time with rarely seen family. And what did I get out of the deal? A cheap piece of junk I never used. It seemed ridiculous. We all like stuff, and giving and receiving gifts is nice. But it shouldn’t come at the expense of time with your family — or make you lose sight of what the holiday season is all about. In my line of work, I receive many visits from families who have recently lost someone. I also have clients getting their affairs in order because they know this will likely be their last Christmas. All of them wish they’d had more time with loved ones, not more opportunities to hunt for deals. The DVDs and electronics don’t matter, but our time with each other does. I hope this season you will enjoy your loved one’s company first and foremost. Our lives are too short to put them second.
-Nick Rosenbauer
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Why Do I Constantly Think About This? How to Manage Intrusive Thoughts
Many people deal with unwelcome, intrusive thoughts every day. We’ve all experienced unwanted images or notions racing through our minds, and it can be difficult to concentrate on what we need to be doing. These thoughts can also trigger feelings of anxiety, worry, and shame. But know you’re not alone — some estimate that 6 million Americans are affected, so many can empathize with what you’re going through. Here is some good advice about intrusive thoughts and how to manage them in a healthy way.
Understand they will pass, but prepare yourself for other unwanted thoughts. Most importantly, push through and continue to complete your tasks and errands when the thoughts occur.
If you try to control, suppress, question, act, or engage with intrusive thoughts, you’ll likely be even more fixated on them. You’ll
feel more in control if you allow them to pass through your brain instead of trying to avoid and ignore them. Intrusive thoughts can feel distressing, but allowing them to freely enter and exit your mind will provide you with ease — even if it doesn’t seem that way. However, if intrusive ideas persist and
What are intrusive thoughts?
Intrusive thoughts are unwanted ideas that occur without warning at any time, often triggered by stress or anxiety, or even short-term biological factors, like hormone shifts. They can come in many forms, and people often worry about what they mean, so naturally, they try to control or stop the ideas altogether. But trying to prohibit these thoughts can make them more persistent.
continually impair your ability to work or do things you enjoy, seek information from a mental health professional. You’re never alone in your struggles, so don’t hesitate to ask for help if you need it.
What can you do?
Instead of pushing these thoughts out of your mind, acknowledge that they are intrusive concepts and allow them to linger.
The fire continued to spread quickly, and Bostic described it as a “black lagoon” of smoke on the ground floor. He checked all of the bedrooms but couldn’t find the little girl. Then, as he approached a window to exit the home, he heard a child’s cry. Bostic then had an internal conversation with himself: He knew the child needed help, and although he was terrified to go back downstairs through the fire and smoke, he wouldn’t quit. After wrapping his shirt around his mouth, he ran through the home, following the girl’s cries for help. Once he found her, he picked her up, ran upstairs, and jumped out the window onto the lawn. All of the children were safe and suffered no injuries. Bostic received first-degree burns and severe cuts on his arm. He was airlifted to the nearest hospital once first responders arrived at the scene. Bostic’s cousin created a GoFundMe to pay for Bostic’s medical bills, and it collected $556,000. Late-Night Driver Becomes a Sudden Hero Right Place, Right Time
Nicholas Bostic had a heated argument with his girlfriend one night, so he went out driving around to clear his head and relax. Little did he know he would become a hero that same night. During his drive, he witnessed a raging fire that had engulfed a family’s home. Bostic stopped his car and ran inside despite the flames. He immediately began yelling for anyone since no one appeared to be inside the house — not even emergency personnel. His cries woke up 18-year-old Seionna Barrett, the oldest of five children, and she gathered her siblings together to exit the home. Bostic ran to Barrett and her young siblings, and he helped her take the children outside. But Barrett then told Bostic that her 6-year-old sister wasn’t with them. Without a second thought, Bostic again entered the home, hoping to rescue the little girl.
Today, Bostic is healthy and healing. He now has a new perspective on life and is looking forward to whatever his future might hold.
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Rosenbauer Law Office Opens Brand New Office In West Chester!
We have outgrown our office! On November 1st, we officially opened our new, expanded office location. We are also in the process of hiring new team members to help serve our clients and the community. Don’t worry, our new office is only 1 mile away from our current location. The new office on Cincinnati Dayton Road, between Tylersville Road and the I-75 interchange (Exit # 21) in West Chester. Our new office address is 7908 Cincinnati Dayton Road, Suite A, West Chester, Ohio 45069 . All meetings will take place at our new location. Our phone number, website, and email addresses will stay the same.
DRIVING DIRECTIONS
Ace Hardware
Unlimited Auto Group
Exit
West Chester Professional Oce Complex
Enter
FROM I-75 Via Tylersville Road • Take I-75 to Exit 22 (Tylersville Rd.) • Head west on Tylersville Rd. for approximately 1 mile • At the intersection of Tylersville Rd. & Cincinnati Dayton Rd., turn left onto Cincinnati Dayton Rd. •After . 2 miles, turn left into the West Chester Professional Office Complex
Priority National Title Services
FROM I-75 Via Cin-Day Road • Take I-75 to Exit 21 (Cin-Day Rd.) • Head north on Cincinnati Dayton Rd. for approximately 1 mile • Turn right into the West Chester Professional Office Complex
7908 Cincinnati Dayton Road, Suite A | West Chester, Ohio | 45069 Phone 513-463-6789 | Fax 513-464-9181 www.CincinnatiEstatePlan.com | info@CincinnatiEstatePlan.com
When Should I Call My Estate Planning Attorney?
We know that comprehensive estate planning is not “set it and forget it.” Life is full of changes. Many clients ask us when they should call or notify us. Here is a brief list of situations when you should notify your estate planning attorney:
• Moving to a new home or apartment
• Change in your phone number, email address, or other contact information • Change in family situation (marriage, divorce, new children, death in the family)
• Change in wishes regarding your beneficiaries or caretakers
a parent, spouse, sibling, or other loved ones. If you may be involved or responsible for helping out someone else, please call us. We’d be happy to help answer questions! We can help when: • A parent or loved one needs help creating or updating their estate plan • You have been named as a power of attorney, trustee, or executor for someone else • You have questions about an estate plan where you are receiving an inheritance or have been put in charge
• Major health issues
• Significant changes in net worth or financial situation
• Any time you have questions about your plan
In addition, many of our clients may be involved with someone else’s estate. This could include
• Someone you are responsible for taking care of has fallen ill • You are worried that you will be left with a mess to clean up!
We’re here for all of our clients. If you have questions, need help, or have changes in your circumstances, please call our office at 513-463-6789 today!
513-463-6789 CincinnatiEstatePlan.com
Hours of Operation: Mon–Thu: 9 a.m. to 5 p.m. Fri: 9 a.m. to 12 p.m.
College graduates are eager to get into the workforce and start using their newly acquired knowledge in the “real world.” However, according to the National Association of Colleges and Employers, only 20% of U.S. college students in 2009 had a job after they graduated. In 2009, Trina Thompson found herself in that 80% of unemployed graduates, and she wanted to do something about it. I WANT MY MONEY BACK! Recent Graduate Sues Her College After graduating from Monroe College in New York, Thompson couldn’t find a suitable job. So she filed a $70,000 case against her school (the amount of her tuition for her bachelor’s degree) and $2,000 to compensate her for what she endured while searching for a job. In her lawsuit, she claimed that the college’s career counselors promised career advice and job leads but didn’t work hard enough to find her a job. In addition, she suggested that Monroe’s Office of Career Advancement shows preferential treatment to students with high GPAs — not students like herself who had a low GPA. In response to the case, Monroe College spokesman Gary Axelbank said, “The lawsuit is completely without merit. While it’s clear that no college, especially in this economy, can guarantee employment, Monroe College remains committed to working with all its students … to prepare them for careers and to support them during their job search.” But Thompson or the college didn’t have to worry about attending trial because the case didn’t make it that far. Her case might have stood up in court if she hadn’t received a job offer. Her media attention and IT degree caught the eye of Steve Bellamy, CEO of The Ski Channel. He loved her hunger and willingness to put herself out there, and he offered her a position at his
TAKE A BREAK
APPLE CRANBERRY CRISP
Ingredients
• 3 cups peeled and chopped tart apples • 1 1/2 cups cranberries • 3/4 cup packed brown sugar, divided
• 1 tbsp lemon juice • 1/2 tsp ground cinnamon • 1/2 cup all-purpose flour • 1/3 cup butter, cold • Vanilla ice cream (optional)
company. Thompson got the job, so her case was eventually dissolved.
Directions
1. Preheat oven to 375 F. 2. In a large bowl, combine apples, cranberries, 1/4 cup brown sugar, lemon juice, and cinnamon. 3. Grease an 8-inch baking dish and pour the mixture into it. 4. In a small bowl, mix flour and the remaining brown sugar. Cut in cold butter until the mixture is crumbly. Sprinkle this over the fruit. 5. Bake uncovered for 25–30 minutes or until the topping is golden brown and the filling is bubbly. If desired, serve with vanilla ice cream and enjoy!
Inspired by TasteOfHome.com
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513-463-6789 www.CincinnatiEstatePlan.com Hours of Operation: Mon-Thurs: 9 a.m. to 5 p.m. Fri: 9 a.m. to 12 p.m.
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7908 Cincinnati Dayton Road, Suite A West Chester, Ohio 45069 OUR NEW ADDRESS:
INSIDE THIS ISSUE
1 2
What a Black Friday Excursion Taught Nick
A Healthy Way to Manage Intrusive Thoughts Man Saves 5 From a Burning Home Apple Cranberry Crisp Recent Graduate Sues Her College
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It’s National Gratitude Month!
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It’s About Showing Gratitude Thanksgiving Is About More Than Food
As we prepare for our Thanksgiving feasts, Thursday night football games, and Black Friday shopping, take some time to show gratitude for those around you and for what you have. Here are a few ways to practice gratitude this month. Appreciate everything. Get into the habit of being grateful for the little things in your life. It can be easy to acknowledge the “big” things, but nothing is too small to be thankful for. You can be grateful the weather is nice and sunny, that you received the package you’ve been waiting for, or that you got out of bed today. Don’t leave out anything when practicing gratitude. Practice mindfulness. Mindfulness is the ability to be fully present and aware of what’s happening around you. So, instead of being overwhelmed by what you need to do tomorrow or next week, focus on the present moment and enjoy the time you spend solo or with your loved ones. Live in the moment and take one day at a time. Tomorrow will surely come, and you only have a limited amount of time in the present. Celebrate your challenges. Sometimes struggles and battles in our lives can weigh us down. But when you persevere and continue to push forward, you will find success. Challenges help you improve your abilities and resilience,
so celebrate the progress you’ve made. Showing gratitude for challenges and negative experiences allows us to acknowledge humility and appreciate growth in our lives. Keep a journal. Writing down the things you’re grateful for will remind you of all the great things you have when other things aren’t going so well. So, keep a journal about what you’re grateful for each day or week — even if it’s just small things at first. Your perspective on life will change, and it will get easier to see the good things and to feel grateful for things you were likely overlooking. Showing gratitude is something we should do every day, all throughout the year — not just during the holidays. So, try to practice mindfulness and gratitude using these tips! Happy Thanksgiving, everyone!
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