Briefing frontwavecu.com
Fourth Quarter 2022
Don’t have a Frontwave credit card yet? You don’t know what you’re missing! Our Frontwave Visa Signature Rewards card pays you back with points on every purchase, and gives you access to special promotions throughout the year. Right now, every purchase you make through October 31, 2022 earns you a chance to win a trip to Super Bowl LVII! How cool is that?! You can check out the full scoop here on our website. 2022 has also been a big year for giving back to the communities we serve. In celebration of our 70th anniversary, the Frontwave Goodie2Crew has been surprising people from the coast to the desert with acts of kindness. We’ve made donations to local charities, bought gas for Marines aboard Camp Pendleton, paid for pet adoptions, donated school supplies to foster youth, collected ball gowns to donate to the Armed Services YMCA and more! And we’re not done yet! Be sure to follow us on Facebook and Instagram to see where the Goodie2Crew will show up next. As excited as I am about these accomplishments, I know 2022 hasn’t been all sunshine and roses. Rising inflation has pinched everyone’s wallets. Look no further than the prices at the gas pump or grocery store. According to the Bureau of Labor statistics, we haven’t seen year over year prices increase this fast in more than 40 years. But just as we have since 1952, Frontwave has our Members’ backs. We have lots of free resources that can help you stay financially strong in spite of a challenging economy. Want help assessing your financial health? Make an appointment for a free financial checkup. Need help managing debt? Take advantage of free financial counseling from our partners at GreenPath. Looking for tips on saving, investing, buying a home, and more? Check out one of our free webinars or peruse the Frontwave blog. Whatever you need to achieve your financial goals, we want to help. Don’t hesitate to swing by a branch or give us a call at 800.736.4500. We got you. As always, thanks for your Membership!
Frontwave’s Goodie2Crew Gives Back!
Notes from the CE0
Bill Birnie, President/CEO As we enter the final quarter of the year, I am filled with nothing but pride for all we have accomplished as an organization in 2022. I’ve already told you about our record-setting loan growth, upcoming merger with Barstow Community Credit Union, and exciting naming rights deal for Frontwave Arena. We could have called it good at that, but no! Our Dream Makers keep delivering and the good news keeps rolling in! For the second year in a row, and sixth time in the past eight years, Frontwave was honored by the U.S. Department of the Navy with the Distinguished Small Credit Union Service Award for 2021. This year’s award once again recognized the distinguished service and financial education Frontwave provides to Marines, Sailors and civilians aboard Camp Pendleton. We’ve been serving these folks since our founding 70 years ago, and our commitment to their financial success remains as strong as ever. This award proves we’re getting the job done!! Speaking of getting the job done – for the very first time, we were named to the American Bankers Association list of Top 200 credit union credit card portfolios! We’ve been working for years to provide our Members with access to competitive, affordable lines of credit to help them achieve their financial goals – and it’s paying off! Of the Top 200 credit card portfolios, Frontwave ranked 38th for portfolio growth year over year, with 26% growth from July 2021 to July 2022!
Annual Meeting Notice The Annual Meeting of Frontwave Credit Union will be held March 29, 2023 at 5:00 p.m. at Frontwave’s Corporate office:
1278 Rocky Point Drive Oceanside, CA 92056
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