Trinity Elder Law & Estate Planning October 2019

Tips for Reduci TAKING TIME TO MAK Being a caregiver can be a thankless job. A life completely revolving around a single person who can’t care for themselves can leave you emotionally and physically drained. That’s why it’s so important for caregivers to take time out of their day to treat themselves. By giving yourself the time to practice these methods of stress reduction, you’ll be in top form to offer your loved one or patient the help they so desperately need. You owe it to them and yourself. Stress can manifest itself in strange ways, so much so that you may not even be conscious that you’re experiencing it. Some signs of caregiver stress you may be experiencing are lack of sleep, easy irritation, headaches, alcohol or drug abuse, feeling needlessly overwhelmed, depression, losing interest in your passions, and so much more. In order to address these issues, you’d be wise to take a minute for yourself and realize that you need help too. Just because you’re able to fully care for yourself doesn’t mean you have to . As with any industry, reaching out

T he bulk of retirement planning is spent discussing how you will save money in the years leading up to the end of your career, but that’s only half of the picture. Once you enter retirement, your focus shifts to the smartest way to divest your money for both your own enjoyment and your continued financial security. There are countless ways to wisely spend your nest egg, such as taking trips, providing for the education of your grandchildren, and more. However, this article isn’t about good ideas. Instead, let’s talk about some of the worst ways to spend your retirement funds. Timeshares The appeal of a timeshare seems obvious. It’s a space of your own for a few weeks of the year, and you get to enjoy a nice change of pace from your regular environment. The problem is that these properties are full of hidden costs and have been outpaced by other vacationing options. In a world where you can book an Airbnb with just a few clicks, timeshares are poised to become a relic of a past age. Online Scams Hackers and cyberscammers love to prey on the elderly. As gross as it may sound, they know that older generations tend to be less tech savvy than their younger counterparts. You should be wary of online offers that look too good to be true. If you have even the slightest doubt, have a loved one take a look at the offer to ensure you’re not being scammed. Never provide your private financial data to a source you don’t absolutely trust. Tchotchkes Many of us have walked into the house of an older relative to find a room full of American Girl dolls or a display case of Candlewick glassware. Collecting can be a rewarding hobby when done in moderation, but amassing junk simply for its own sake is a waste of money and space. Make sure you’re acquiring objects because you truly want to treasure them. Rushed Relocations In general, real estate-based purchases can be extremely beneficial for retirees. The exception to this rule is a spur-of- the-moment relocation in order to be closer to your family or a retirement community. Because real estate transactions are so expensive, it’s best to approach them with extreme care and due diligence.

IMPOSSIBLY SILKY MASHED POTATOES

INGREDIENTS:

• 4 Ibs medium Yukon Gold potatoes, peeled and halved • 6 sticks cold unsalted butter, cut into 1/2-inch cubes • 1/2 cup heavy cream • Kosher salt

DIRECTIONS:

1. In a stockpot or large saucepan, submerge potatoes in just enough water to cover them. Bring to a boil, add 2 tbsp of salt, and simmer until tender, about 20 minutes. 2. Drain potatoes and let cool for 3 minutes. 3. Using a ricer, grate potatoes into the original saucepan over medium heat. 4. With a wooden spoon, stir potatoes until they begin to stick to pan and steam, about 2 minutes. 5. Add butter in four equal batches, stirring constantly and adding each batch only once the last has been fully incorporated into the saucepan. 6. Stir in cream, season liberally with salt, and serve immediately.

Inspired by Food & Wine magazine

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