Why You Must Read This Book? Imagine waking up every day with an unshakable sense of purpose, knowing that the ancient cosmic forces of abundance are working in your favor. Picture yourself encountering unexpected opportunities, meeting people who open new doors, and making wise decisions that elevate your financial destiny. This is not mere coincidence—this is the power of the Kubera Vrata. This book is for dreamers who seek financial freedom, for those yearning to escape endless struggles and embrace abundance. Rooted in the timeless wisdom of the Upanishads, Puranas, and Vedas, it offers proven practices that can transform scarcity into prosperity. If you’ve ever longed for miracles, this book will guide you to manifest them through discipline, devotion, and alignment with cosmic energies. Let it inspire and guide you as you unlock miracles in your finances, career, and life. There are two kinds of people—those who chase money and those who attract it effortlessly. The secret lies in alignment, cultivated through the Kubera Vrata. Ancient scriptures teach that abundance flows from inner harmony. Kubera’s journey from an ordinary being to the celestial treasurer exemplifies how unwavering discipline leads to divine riches. By following the Kubera Vrata, you gain clarity, attract opportunities, and make wise financial decisions naturally. This is not magic but the essence of Bhagavad Gita’s karma yoga—consistent effort and surrender to divine will. The Brahma Sutras highlight early rituals, the Agni Purana emphasizes Kubera Mantras, and the Manusmriti advocates a sattvic diet for attracting blessings. This book is your path to mastering these ancient secrets and witnessing miracles in your financial journey.
Kubera Vrata Mala (ENG)
A Sacred Path to Divine Wealth and Everlasting Riches
Maitreya (Venu G Somineni)
Table Of Contents
CHAPTER 1: WHO IS LORD KUBERA?
2
CHAPTER 2: WHAT IS MONEY IN THIS KALIYUGA?
4
CHAPTER 3: WHAT IS KARMIC DEBT?
6
CHAPTER 4: KUBERA VRATA MALA PROCEDURE
7
CHAPTER 5: DONATE TO LAKSHMI KUBERA TEMPLE FOR DIVINE BLESSINGS
13
CHAPTER 1: WHO IS LORD KUBERA? Kubera’s story begins in the ancient times of the Vedas, where he is known as the protector of treasures and the lord of wealth. In these early scriptures, Kubera is seen as the king of the Yakshas, a celestial group famous for their hidden riches and magical wealth. Over time, as the stories moved from the Vedas to the Puranas, Kubera’s importance grew. Lord Shiva blessed him to become the treasurer of the gods, changing him from a mortal with earthly desires to an immortal keeper of divine wealth. Kubera’s family background adds more depth to his character. He is the son of the sage Vishrava, which makes him the half-brother of Ravana, the powerful king of Lanka. This relationship makes Kubera’s story even more interesting. Despite losing his kingdom to Ravana, Kubera built his heavenly city, Alakapuri. His wife, Kauberi, represents prosperity and good fortune, and their children are known as protectors of wealth, reinforcing Kubera’s role as the guardian of abundance. Kubera is often shown as a plump, happy deity wearing jewels, holding a pot of money, and riding the Pushpaka Vimana, a magical ying chariot. His appearance symbolizes abundance, kindness, and the happiness that wealth can bring when used wisely. But it also reminds us that having wealth should not lead to pride or forgetting our spiritual path. In Vastu Shastra, Kubera is linked to attract the northern direction, guiding people to prosperity by aligning their homes and lives in harmony with his energy. Kubera’s journey from a mortal to the divine treasurer is marked by his deep devotion and hard penance to Lord Shiva. His dedication impressed Shiva, who granted him immortality and made him the guardian of all treasures. This story re ects the Hindu belief that strong faith and determination can lift a person from worldly struggles to divine blessings. Kubera’s bond with Goddess Lakshmi, the goddess of wealth and fortune, is very important in Hindu mythology. Lakshmi creates wealth, while Kubera protects and shares it. Their relationship shows that wealth should be created and shared responsibly for everyone’s bene t. Kubera’s respect for Lakshmi’s power earns him her blessings, allowing him to manage and distribute wealth to those who seek it with sincerity and righteousness.
In today’s world, especially in Kali Yuga, Kubera’s role is even more important. As people face material desires and nancial struggles, Kubera offers hope. He guides his devotees to earn and manage money ethically. Lakshmi ensures that wealth is always available, while Kubera ensures it is shared with those who pray to him with devotion, discipline, and good intentions. Together, they represent the perfect balance of wealth and virtue, making their relationship a timeless example of prosperity managed with wisdom.
CHAPTER 2: WHAT IS MONEY IN THIS KALIYUGA? Money today is more than just coins or paper. Long ago, people exchanged goods like grains or cattle instead of money. As time passed, gold and silver became symbols of value because people trusted them. This trust led to the creation of coins and, eventually, the money systems we use today. Money is energy. It moves from one person to another, from one purpose to another. This ow keeps businesses, homes, and entire countries running. But in Kali Yuga, the age of materialism, people often misuse this energy due to greed and fear, making money seem hard to earn or keep.
Money moves based on our actions and intentions. When earned honestly and used wisely, it grows and helps many.
But when gathered sel shly or used wrongly, it fades away quickly, often bringing nancial troubles.
In this age, money controls our lives, shapes our relationships, and is often seen as the measure of success. People chase wealth not for basic needs but for status and power. This endless chase creates stress and unhappiness. Many people mix up what they need with what they want, leading to constant nancial struggles. Greed takes over, making people obsessed with wealth and blind to its true purpose. However, there is hope—Lord Kubera, the god of wealth. Kubera represents honest wealth and abundance. To connect with him, we must deserve wealth, not just desire it. Most nancial stress comes from thinking there is never enough. Kubera teaches that wealth is plentiful if we seek it with a pure heart and honest actions. Connecting with Kubera is not just about rituals; it is about changing our mindset. Wealth is not just about money but also about inner richness. To attract money, we must be honest, generous, and grateful. When we seek wealth for good reasons, Kubera blesses us. Kubera’s story teaches us this well. He was once a mortal king of the Yakshas, but his devotion and honesty made him the treasurer of the gods. His journey shows that true wealth comes to those who respect money, use it wisely, and help others.
In Kali Yuga, even though money is important, Kubera shows us the right way to balance wealth and life. He teaches us that real nancial freedom comes not from having more but from needing less. When we connect with Kubera, we open the door to true wealth and peace.
CHAPTER 3: WHAT IS KARMIC DEBT? Karmic debt is an unseen force that affects our nancial life in ways we don’t always understand. It is the result of our past actions, shaping our present and future. Many people struggle with money not because they lack talent or effort, but because of unresolved debts from past lives. These debts come from times when we took more than we gave, broke promises, or used wealth in the wrong way. We often see people who are skilled and hardworking but still face nancial problems. Their struggles are not due to bad luck but because of karmic debts from their past. Even though they may not remember, their past actions stay with them. Until these debts are cleared, nancial peace is hard to nd. Renanubandha, or karmic bonds, connect us with others across lifetimes. Borrowing money is not just about nances; it is a karmic connection. Every loan or nancial deal ties our karma to someone else’s. If we borrow without repaying, we create a debt that must be settled, often in unexpected ways. Lending money is also a karmic test. If we lend with resentment or anger, we get trapped in a cycle of nancial struggles. Lord Kubera, the god of wealth, watches over these exchanges, ensuring that every debt is settled, whether we like it or not. He doesn’t just give wealth but also maintains the balance of give and take in the universe. Many wonder why they face endless nancial troubles despite working hard. The answer is often hidden in their past karmic debts. But Kubera’s blessings can help. Being honest in money matters, giving sel essly, and helping others can start clearing these debts. Kubera teaches that true wealth is not about keeping money but about sharing it. When we let wealth ow by helping others and supporting good causes, it grows even more. In this age of Kali Yuga, where everyone wants more, understanding karmic debt is important. Money is not just about hard work; it’s about having good karma. Kubera shows us that earning money with honesty and sharing it with kindness can free us from karmic debt and bring lasting wealth. Every coin we earn or spend affects our karma, and every nancial choice shapes our spiritual path.
CHAPTER 4: KUBERA VRATA MALA PROCEDURE
There are two kinds of people in this world—those who spend their entire lives chasing money, and those who simply attract it effortlessly. Have you ever wondered why some people struggle endlessly despite their hard work, while others manifest wealth, success, and opportunities effortlessly? The answer is not luck, nor blind fate. The answer is alignment. This alignment is not random.
It is cultivated, nurtured, and strengthened through a structured spiritual practice that has been passed down for thousands of years—the Kubera Vrata.
This 41-day sacred practice is not a ritual of wishful thinking, nor is it a shortcut to sudden wealth. It is a profound internal transformation—one that shifts your energy, mindset, and habits, so that prosperity becomes a natural byproduct of your existence.
What Happens When You Follow the Kubera Vrata?
Your clarity of purpose sharpens, guiding you towards the right actions for nancial growth. Unexpected opportunities appear—people will offer to help you, new ventures will present themselves, and ideas that once seemed out of reach will suddenly feel achievable.
You will nd yourself making better nancial decisions, spending wisely, investing intelligently, and attracting abundance instead of chasing it. Your inner energy changes, making you magnetic to prosperity and luck.
But this is not magic. This is not about sitting and waiting for money to show up in your bank account. It is about aligning yourself so deeply with the cosmic laws of abundance that wealth begins to ow through you naturally.
The Kubera Vrata is not a test for God—it is a test for you. It is a sacred challenge to prove whether you are truly worthy of the abundance that is already waiting to be claimed. This is your invitation to enter the ancient ow of prosperity, a divine river that has been accessed only by those who walk the path of discipline, truth, and higher intelligence.
Why is the Kubera Vrata So Powerful? Imagine stepping into any nancial situation—whether it’s an investment, a business decision, or a major purchase—with absolute clarity and con dence. Imagine having no fear of loss, no stress over money, because you know you are divinely supported. Imagine a life where wealth is not a burden, but a blessing—a tool that ows toward you effortlessly, allowing you to ful ll your higher purpose without struggle. This is not fantasy. This is what happens when you stop chasing money and start attracting it—not through greed, but through spiritual intelligence. The Kubera Vrata is not a simple wish-ful llment ritual. It is a spiritual restructuring of your nancial destiny.
When followed with purity and discipline, this vrata creates:
Unshakable nancial stability; A natural magnetism that attracts wealth and success effortlessly; Clarity in decision-making and a disciplined nancial mind; A deep spiritual connection to divine forces of abundance; It is an invitation to master money, rather than be mastered by it.
The Sacred Rituals of the Kubera Vrata
1. The Divine Awakening: How You Start Your Day Determines Your Wealth Before stepping out of bed, place both hands on the ground and pray: “O Divine Mother Earth, you sustain all life. I bow to you in gratitude. May you bless my journey with stability and prosperity.” If possible, gently touch your forehead to the ground, as a mark of humility and surrender. Mentally af rm: “I am open to receiving divine abundance. I will follow this vrata with sincerity and discipline.” This simple act grounds you in gratitude. Hindu tradition teaches
that those who are humble before abundance receive it in greater measure.
1. During the sacred observance of Kubera Vrata, devotees are encouraged to wear green attire each day as a symbol of growth, renewal, and prosperity. Green, the color of abundance. This attire can include either a green shirt, a shawl, or a green-colored bead chain around the neck. For working professionals or employees, wearing a green shirt or pants may not be suitable. Instead, you can wear any spiritual item in green color to reinforce your con dence in observing the Kubera Vrata. A subtle accessory can serve as a gentle reminder to your subconscious mind that you are immersed in this divine vrata. Males are advised to wear a green thread around the waist, symbolizing their commitment to discipline and spiritual wealth. Females can adorn green scarves, bangles, or any other green-colored accessories that resonate with the essence of this vrata. However, it is essential to remember that while the dress code acts as a visible symbol of your devotion, the true essence of the Kubera Vrata lies in following spiritual disciplines with sincerity and faith. The real vrata is practiced through purity of thought, steadfastness in rituals, and unwavering devotion to Lord Kubera. You can get the attire, pooja materials, and Kubera Yantra related to this kubera vrata from the website KuberaTempleTirupati.org/items
1. The Mantra of In nite Wealth: Activating the Divine Flow At the heart of the Kubera Vrata is the Lakshmi Kubera Mula Mantra: Om Shreem
Each word holds
immense power: Hreem Kleem Shreem Kleem Vitteshvaraya Namah
Aligns you with cosmic abundance. Om:
Invokes prosperity and success. Shreem:
Removes nancial obstacles. Hreem:
Attracts money and opportunities. Kleem:
Refers to Lord Kubera, guardian of wealth. Vitteshvaraya:
Surrender to divine prosperity. Chant 108 times daily with a
Rudraksha mala, visualizing a golden light lling your body. Namah:
1. The Kubera Diet: How Food Shapes Your Financial Destiny The Sattvic Kubera Diet includes strict vegetarianism, pomegranate juice for nancial luck, eating light before 7 PM, and drinking water from a silver vessel to attract prosperity energy. 2. The Ethics of Abundance: The One Rule That Cannot Be Broken Never lie, cheat, or manipulate for material gain. Money earned through dharma multiplies effortlessly, while deceptive gains never last. Observe everything happening around you with full awareness, for life constantly communicates with us through people, situations, and experiences. Every interaction holds a lesson, and every moment presents an opportunity to grow. Make it a habit to re ect on your day each night and write down your experiences in a journal. Note the kind of people you met, the conversations you had, and the unspoken messages they conveyed. What were they trying to tell you? What new perspectives did they offer? Sometimes, even a brief encounter can spark profound realizations or open doors to unexpected opportunities. Our personal growth is often shaped by the diversity of people we meet and the stories they bring into our lives. Each person carries unique experiences, wisdom, and inspiration, and through these connections, we broaden our horizons. Meeting new people introduces us to different ways of thinking, fresh ideas, and opportunities we may never have considered. It is through these interactions that we evolve, discover our strengths, and nd the courage to pursue our dreams.
During the sacred Vrata Mala period, when your heart is lled with devotion and your mind is focused on your goals, Lord Kubera can become your guiding light. As the Lord of Wealth and Prosperity, He blesses those who seek abundance not just for themselves, but to uplift others as well. His grace can pave the way for your wishes to manifest, provided your intentions are pure and your efforts sincere. Trust in His divine power, and remain steadfast in your commitment to your aspirations. Remember, true prosperity is not merely measured by material wealth, but by the richness of our deeds. Always extend a helping hand to those in need. Acts of kindness and generosity create ripples that come back to us in unexpected and beautiful ways. Donate to the right causes, support the underprivileged, and be a source of hope for someone struggling. In giving, we receive — often in ways beyond our imagination. Let your journey be one of compassion, purpose, and unwavering faith, knowing that Lord Kubera watches over you, ready to help you turn your dreams into reality. During the Kubera Vrata, do not focus on money; trust in Kubera’s blessings to bring opportunities and wealth. Follow these simple rules sincerely: always speak the truth, harm no one, and avoid cheating or lying, as true wealth comes from honesty. Do not compare yourself to others, as your karma is different from theirs. Forgive others for their misdoings and let go of the past. Stay calm, avoid arguments, and spend 30 minutes each morning in meditation with gratitude. If any rule is broken, even on the last day, such as the 39th day, you must restart the vrata from day one. Consistent practice brings Kubera’s blessings, and a sincere 21-day commitment is also accepted.
To be part of this sacred cause, visit
and
www.KuberaTempleTirupati.org
receive the eternal blessings of Lakshmi Kubera.
CHAPTER 5: DONATE TO LAKSHMI KUBERA TEMPLE FOR DIVINE BLESSINGS The tale of Lord Balaji’s debt to Lord Kubera is not just an ancient story but a living testament to faith, devotion, and the timeless connection between deities and devotees. As the scriptures narrate, when Lord Vishnu, in his Srinivasa avatar, borrowed wealth from Lord Kubera to celebrate his grand wedding with Goddess Padmavati, he vowed to repay this divine debt by the end of Kaliyuga. This sacred promise transcends time, inviting every devotee to be part of a celestial mission. In the sacred land of Tirumala, where the divine presence of Lord Venkateshwara blesses millions, the construction of the Lakshmi Kubera Temple in the serene surroundings of Tirupati is a call to every devotee’s heart. Imagine contributing to a temple dedicated to Lord Kubera, the celestial guardian of wealth, and becoming a part of the Lord’s divine repayment. Your donation is not merely money given away; it is a sacred offering that weaves your destiny with the blessings of prosperity, peace, and spiritual abundance. Lord Kubera is not just a god of riches but a symbol of generosity and fortune. Every devotee who donates towards the Lakshmi Kubera Temple embarks on a journey of divine grace. The scriptures highlight that those who give with faith are rewarded manifold—not just with material wealth but with inner peace, harmony, and boundless blessings. This temple is a beacon of hope and a reminder that true wealth lies in sharing and devotion. The Lakshmi Kubera Temple’s construction is more than a project; it is a spiritual movement that offers you a chance to be part of an eternal legacy. Imagine your name etched in the annals of time as a devotee who helped build a temple where prayers for wealth, health, and happiness echo eternally. Whether you give a little or a lot, your contribution is a testament to your faith and love for the divine. Think of the blessings that await—prosperity in your home, success in your endeavors, and the eternal protection of Lord Kubera. By donating, you are not just giving away wealth; Kubera's lucky number is 7. When beginning the Kubera Vratam, make a small donation to a Kubera-related temple. The amount depends on your faith and capacity. It can be ₹ 70, ₹ 52, ₹ 700, ₹ 7000, or any amount as long as the digits add up to 7. This donation is solely to connect with Kubera's energy. If you receive positive results, consider donating a portion to a Kubera temple. With your faith, you can receive Kubera's blessings.
ABOUT THE AUTHOR Maitreya (Venu G Somineni)
Maitreya, also known as Venu G Somineni, is a visionary leader, tech entrepreneur, spiritual seeker, and acclaimed author who seamlessly bridges the realms of technology, creativity, and spirituality. His works have left an indelible mark on readers worldwide, inspiring personal growth, deeper consciousness, and social transformation. A celebrated philanthropist and thought leader, Maitreya is the author of One Book for Life Success, a self-help masterpiece praised by Dr. A.P.J. Abdul Kalam, India’s former President. His spiritual explorations have led to profound works such as The Soul Script, Vishnu and Tirumala, Mahalakshmi and Kolhapur, Mysteries of Shiva and Mount Kailasa, My Soulmate Ganesha, and Reborn for Success—each offering deep insights into the divine and the mystical. Beyond literature, Maitreya is a trailblazer in technology and business. As the founder of cheQin.ai, a revolutionary hotel booking app, and HalfPe.com, an innovative discount shopping platform empowering middle-class communities with savings starting at 50% off, he continues to reshape industries with transformative ideas.
His entrepreneurial ventures extend to PranaSips.com, India’s rst Ayurveda café franchise, which revives ancient wellness traditions through holistic nutrition.
Maitreya’s passion for Ayurveda and holistic living led him to direct the internationally acclaimed documentary Living Ayurveda, featuring the world’s foremost Ayurveda practitioners. His cinematic journey also includes thought-provoking Hindi lms such as Asli Cricket, Arangetram, and Aisa Q, which explore compelling narratives of human resilience, culture, and introspection. Maitreya is a distinguished scholar with a bachelor’s and master’s degree in Computer Science Engineering from PSG Tech, Coimbatore, India. He has spent most of his time in San Francisco, USA. His lifelong mission is to blend innovation with compassion, using technology, storytelling, and spirituality to create a lasting impact on the world.
Readers can reach him at ssmaitreya@gmail.com.
To be part of this sacred cause, visit www.KuberaTempleTirupati.org
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