Product specs at a glance
Risk classes: Good–moderate Same knockouts as Prime, with higher CBI (credit) score risk tolerance 90% instant decision | 4 risk classes + table ratings 1-10 (living benefits available up to Table 4) Availability All states except NY
Full details: • Ethos for Agents Playbook • Ethos Field Underwriting Guide
Age
20–50
51–60
61–65
Term
10, 15, 20, 30 year
10, 15, 20 year
10, 15 year
Max
up to $1M
up to $500K
up to $350K
Included no-cost riders ● Estate planning tools through Ethos Perks, our signature wills & trusts app (except WA & SD) ● Critical, Chronic and Terminal Illness Accelerated Benefits rider (certain applicants will receive only the Terminal Illness Rider1)
1 The Critical, Chronic and Terminal Illness Accelerated Benefits rider is not a long-term care product.
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