Broad living benefits Financial power if major illness strikes
Living Benefits client 1-pager
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Included no-cost rider (certain applicants will receive only the Terminal Illness Rider)
Accelerates up to 90% of the death benefit
18 qualifying conditions: Terminal Illness | Any illness or condition where life expectancy is 12 months or less. Chronic Illness | The inability to perform at least 2 activities of daily living (dressing, eating, bathing, toileting, transferring, continence) for at least 90 days or presence of a severe cognitive impairment. Critical Illness | The diagnosis of any of the following illnesses or conditions:
| Invasive life threatening cancer | Aplastic anemia | End-stage renal failure | Benign brain tumor | Major organ transplant | ALS (Amyotrophic lateral sclerosis or Lou Gehrigʼs disease) | Major heart attack
| Aortic aneurysm | Major burns
| Heart valve replacement | Blindness due to diabetes | Paralysis of two or more limbs | Coronary artery bypass graft surgery
| Stroke | Coma
ethos.com
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The Critical, Chronic and Terminal Illness Accelerated Benefits rider is not a long-term care product.
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