HGI VIP Training June 2025

Compare instant offers Pro tip: Start every living benefits sale with Ethos Term – Choice

Assumptions: 35-year old M/F, 30-year term, $300K death benefit, Preferred

Instant-issue competitor #1 ($300K max face)

Instant-issue competitor #2 ($450K max face)

Instant-issue competitor #3 ($300K max face)

Instant-issue competitor #4 ($500K max face)

Ethos Term Life – Choice

$48.00

$67.20

$90.00

$85.97

$58.24

Quote: Female

$58.75

$87.74

$90.00

$91.31

$79.94

Quote: Male

Great pricing for instant-issue term with living benefits 2X competitorsʼ max — write 2X business in the same amount of time

*Living benefit claims have no effect on comp but renewal comp is scaled down proportionally.

ethos.com

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