HGI VIP Training June 2025

Living benefits eligibility

Preferred Plus–Table 4 includes the Critical, Chronic & Terminal Illness Accelerated Death Benefit Rider.*

Approved with living benefits

Ethos Term Life – Choice living benefits

Start a quote or app directly from the Term with Living Benefits quoter tile

Approved without living benefits

Table ratings 5–10 come with the Terminal Illness Rider only.

are based on underwriting

Routed to TruStage products

Declines

California applicants age 65 are not eligible for critical illness living benefits. The Critical, Chronic and Terminal Illness Accelerated Benefits rider is not a long-term care product.

ethos.com

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