Living benefits eligibility
Preferred Plus–Table 4 includes the Critical, Chronic & Terminal Illness Accelerated Death Benefit Rider.*
Approved with living benefits
Ethos Term Life – Choice living benefits
Start a quote or app directly from the Term with Living Benefits quoter tile
Approved without living benefits
Table ratings 5–10 come with the Terminal Illness Rider only.
are based on underwriting
Routed to TruStage products
Declines
California applicants age 65 are not eligible for critical illness living benefits. The Critical, Chronic and Terminal Illness Accelerated Benefits rider is not a long-term care product.
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