HGI VIP Training June 2025

Other UW decisions Adjusted offer with living benefits Client is able to adjust coverage amount and term length

Manual underwriting 5-10% of cases. Payment info is required to continue

Adjusted offer without living benefits Client is able to adjust coverage amount and term length

● Detailed EHR, ETI & APS status updates ● Available on portal home page, Customer pages and via proactive agent & client email/SMS ● Info includes next steps, timeframe & any action needed If your client is declined, youʼll receive an email encouraging you to invite the client to apply for TruStage™ Term Life.

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