CHAPTER ELEVEN
Crafting Your Long Game Retirement Our goal is to empower you to make informed decisions, and we know you can’t make informed decisions without information. Right now, whether you’r e for ty, fifty, sixty, or seventy, you have a choice. With today’s life expectancies, many Americans live nearly a third of their lives in retirement. That means the choices you make today when it comes to your retirement assets have an impact for decades to come. If you’re like many Americans, you’ve been dutifully saving in a 401(k) or IRA. And, it can feel nerve-wracki ng to consider changing courses—especially this late in the game. But a third of your life may be ahead of you! And now is t he time for action. W By Martin H. Ruby, Neil Wilding & Becky Ruby Swansburg e wrote this book to do more than simply educate you. Yes , we want yo u to kno w wh at factors— market, income, and taxes—need a long game approach for retirement. But that’s not enough. We want to motivate you to take action.
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