88 • RUBY, WILDING & SWANSBURG
Need Help? The good news is, you don’t have to do it a lone. There are many considerations you’ll need to make when adjusting your retirement strategy for the long game. That’s why it’s critical t o find a financial a dvisor wit h expert ise in three ar eas: • Asset diversification – to see k balance betwee n growth and protection of your retirement funds • Income diversification – to he lp ensure your funds las t as long as y o u d o • Tax diversification – to he lp reduce your legislative risk and help inoculate you fro m future tax changes We refer to these types of advisors as “Ne w Holistic ” advisors because they take a complete approach to retirement planning. They’re likel y in your tow n, but you ha ve to search the m out. Interview the m and make sure they understand the post- COVID environment when it comes to asset growth, income, and taxes . Make sure the y he lp their clients plan for the lo ng game. If you need help, you can call our off ice, and we’ll work to connect you to a professional in your community. Additionally, the three of us and our staff at Stonewood have trained a selec t gro up of financi al professionals to evaluate their clients’ tax burdens using our projection models. So, if you’d lik e an analysis r un o n your assets (like we’ve sho wn for Mart y a nd his w ife), w e ca n help connect you t o t hose resources as we ll.
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