B • RUBY, WILDING & SWANSBURG In that book, Mar ty shares the stor y of how he helped his daught er, Rebecca , creat e a tax-free retirement for herself. Through her st ory, he discusses t he t hree biggest risk s today’s savers face an d how prop er pla nning ca n help overcome them. If you have adult-aged childre n or grandchildre n, or other professionals in your lif e who need to s ave the r ight way for their future, we highly recommend the book to them. We’ve incl uded tw o chapt ers at t he en d of t his book for you r benefit. Toget her, w e ca n hel p t he next generat ion sa ve for retirement with the right rules, right strategies, and right insights. If we help the m now, they won’t have to settle for compromises in the future. ~ Martin H. Ruby, FSA, Neil Wil ding & Beck y Swansburg
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