vi • RUBY, WILDING & SWANSBURG at least some of the changes the COVID-19 pandemic has brough Butt,.if you’re curious how the pages ahead might speak to you as a saver, ask yourself the fol low ing quest ion s: • H ave you saved part or all of your retirement funds in a t ax- deferred vehicle, like 401(k)s or IRAs? • Are you concerned the stock market may be volatile in the years a head? • Do you bel ieve tax es coul d b e hig her in t he future th an th ey ar e to day? • Are y ou w orried about grow ing and pr otecting your retirement funds? • Are you curious how much total taxes you may pay the IRS in retirement? If you answer “yes ” to thes e questions , congratulations! This b ook is for you. By the time you finish reading it, we'r e confident that you’ll be better prepared for a successful retirement in the post-COV ID era of American history. It’s a big promise, but we’re confide nt, whe n yo u finish this boo k, yo u’ll loo k bac k o n this pr eface and agr ee.
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