THE NEW HOLISTIC RETIREMENT • 13 government spending is so unlikely we can consider it a non- syteaarrtserd. uEectoontohmeigc logbroalwitmhpiasctexopf ected at modest rates for COVID- 19. And, regardless of what the government decides to do around quantitative ea sing, it ’s clea r rising tax es a re at t he t op of a very short list of opt ions. The takeaway? It’s imperative your retirement is protected from all these options—and particular ly protected from a rising tax environment. A Marathon, Not a Sprint Do you know anyone who runs marathons? (If you do, I’m su re you know— marathon runners love to talk about running marathons.) One of my good friends is an amateur marathon ca oc rmo ps se tti ht oer .c Lo iuknet rmy aannyd ast oh ml e teet si m, sehse acroomu npde t tehs ei nwmo ral rda. tShhoen’ ss run in Washington Stat e an d Washington, D.C., in Europe, an d in South America. Tra ining for t hese ra ces ca n b e a chall enge beca use t he eimnvpiarcotnhmeernstucacreosusnads ahreurnunperc.oming race can dramatically Is the r ace taking place in a hilly location while s he has bee n training on flat ground? Will the marathon be at a higher elevat ion wit h low er ox ygen concentrat ion tha n she is used tmooartehcohmalele?nWgiinllgpfoorlluhteirotnobberehaigthhea?t the race site, making it H as she been training in 90 º F Texas, onl y t o r un the race in 5 0 º F Maine? These are all considerations athletes like my friend must address . Each o ne can d erai l th eir s uccess . The same is true for your retirement savings.
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