The New Holistic Retirement | Capsur

THE NEW HOLISTIC RETIREMENT • 21

S&P 500 ® Total Return: 2000-2019

Average Annual Return 6.06%

$40,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 $200,000 $220,000 $240,000 $260,000 $280,000 $300,000 $320,000 $340,000 $360,000

31.46%

21.83%

-4.38%

11.96%

13.69%1.38%

32.39%

16.00%

15.79% 5.49%

15.06% 2.11%

-9.10%

26.46%

10.88% 4.91%

-11.89%

28.68%

-37.00%

-22.10%

00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 Annual Total Return of the S&P 500®

Source: Y ahoo Financ e GSP C Historical Prices 2020

Chart shown for illustrative purposes only. Past performance is not indicative of future results . That ’s right . The S&P 500 ® to tal retur n (includi ng dividends) has returned an average compounded return of around 6 perce nt so far this centur y. Of course , th at average i2s0t1h9e. aRnent uuranl sr ef ot ur rsno mf r oe mo n eJ a wn uhaor yi n1v,e 2s t0e0d0 o, nt o dDi fef ec reemnbt e r 3 1 , dates mg r iegaht tl y baef f ehci tgehde br yowr hl oe wt heerr, t ah ne dy wt hi tehi dr rienwv ef sr tommetnhte iwr oa cucl do ubnet during a market dip or a spike, but, from point to point, this period of the S&P 5 00 ® return ed 6. 06 percent a year. Now, I’m not saying 6 percent is good or ba d. It’ s just a lot less than pe ople th ink. And, it gets even worse.

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