Prologue W ATERSHED - \WAW- TER - SHED \ NOUN : A CRUCI AL DIVIDIN G POINT , LINE , OR FACTOR : A TURNIN G POINT his is not a b ook a bout the CO VID- 19 pandemic. TSpheisciifsicaablloyo, tkhaisbbouoot kwhat comes next. addr esses what you can do today to posit ion your retirement for what the new futu re holds. Whe n the COVID- 19 pandemic hit America in March of 2W0h2a0t,cmhaanngyeosfwuosuthldocuogmhtea?bout the weeks or months ahead. H ow soon could things go back to normal? But, as the months went by, we came to realize some things are never going back to “normal.” Sur e, the restr ictions will end, and we’ll go back to washi ng o ur h ands a li ttle le ss th oroughly . But our sense of well-bei ng? The way business is conducted? The trajectory of our economy? Ou r nation’ s public policy? The pandemic has irrevocably impacted all . Watershed Moments — Why They Matter The COVID- 19 pandemic is a watershed— an inflectio n poi nt that, by necessity, changes what comes after it. It can all f eel new and scary—especiall y wh en it comes to your financial fut ure. T
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