A DDENDUM
Determine if IUL Might Be a Good Fit for You
O
ne question I often hear after people read this book is this: “Okay. I believe in the power of IUL to overcome the con- flicts in my IRA. But how do I know if this approach is right for me ?” First, let me say that, like many financial strategies, this ap- proach can be beneficial for some savers, while not appropriate for others. Here are some guidelines to determining if this strategy might be right for you. Finding the Right Help There are many considerations you’ll need to make when eval- uating if a conversion strategy makes sense for you. That’s why it’s critical to find a financial advisor with expertise in two areas: • Incorporating tax-efficient income strategies into re- tirement planning • Using IUL as a tax-free vehicle for retirement funds When evaluating your advisor or searching for a new one, make sure they fully understand the power of tax-free income and the unique features IUL can deliver. If you need help identifying an advisor who specializes in these areas, you can call my office
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