98 • MARTIN H. RUBY
I discuss the three biggest risks today’s savers face, and how proper planning can help overcome them. If you have adult-aged children or grandchildren, or other pro- fessionals in your life who need to save the right way for their fu- ture, I highly recommend the book to them. I’ve included two chapters at the end of this book for your benefit. Together, we can help the next generation save for retirement with the right rules, right strategies and right insights. If we help them now, they won’t have to settle for compromises in the future.
~M ARTIN H. R UBY , FSA
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