Here’s Why You Need a Separa DON’T DROWN IN F Did you know that most homeowners policies do not include flood insurance? As a rainy, warm summer approaches, so does hurricane season. It’s a good idea to take a look at your homeowners policy and/or flood insurance policy and make sure you have the coverage that you need. As Florida consists mostly of coastlines and is so close to sea level, the risk for damages from flooding is increased compared to other parts of the nation. And no matter where you live, whether it’s five minutes from the beautiful beaches in Florida or 25 miles inland, you are at risk for flooding, even if you don’t reside in a designated flood zone. Carrying flood insurance greatly reduces your risk of enduring significant property damage and financial loss after a major storm hits the state, water and plumbing pipes break within your home, your washing machine breaks, or your drainage system becomes faulty. Flood insurance will cover any physical damage to your property, along with your possessions, that results from the specific type of flooding that takes place. While flooding damage carries a low likelihood, it carries an exponentially high price tag to repair.
PADDLE YOUR WAY TO BETTER HEALTH BIG BENEFITS OF CANOEING AND KAYAKING
The weather is getting warmer, which means you can do more activities in the water. Canoeing or kayaking is an excellent way to get outdoors and be active. Besides looking at the beautiful scenery around you, taking to the water confers several physical and mental health benefits. Paddling can help improve your upper-body strength and muscle tone — because you’re using your arms to guide yourself through the water with the paddle. Paddling helps strengthen your arms, shoulders, chest, and back. • Physical Benefits • You use your legs to balance, maneuver, and change directions in the vessel. In turn, this movement helps strengthen your lower-body muscles . • While trying to stay centered and balanced on the water, you will develop more core strength . Paddling helps work your lower back, abs, and oblique muscles. • It’s a form of cardiac exercise that will help your heart circulate more blood throughout your body. It will also improve your endurance , enabling you to go longer distances faster.
The dollar amount the flood insurance will carry depends upon your policy limits. It usually covers the cost to rebuild after flood damage takes place, or the value of your home in situations involving a total loss. To discuss flood insurance policies and learn the benefits of carrying a separate flood insurance policy, contact us today!
Summer Strawberry Spinach Salad
Mental Benefits •
While canoeing or kayaking, your body releases serotonin, dopamine, and endorphins from neurotransmitters. This will help boost your mood and self-confidence and improve your focus . • These activities can enhance your memory and learning ability . This is because it exercises your hippocampus, one of the largest portions of your brain that is responsible for verbal memory and learning. • If you have trouble sleeping, this activity can improve your sleep . Exercising during the day can make you naturally tired, which helps you fall asleep and stay asleep throughout the night. • Since you’ll be in the sun, your body can produce more vitamin D . This vitamin is essential for strong bones and an effective immune system. Canoeing and kayaking are great outdoor activities to help you get your daily dose of physical activity and a mental health boost. So, enjoy the warm weather and be one with nature — this may be your new favorite summer hobby this year!
INGREDIENTS
DIRECTIONS
• 3 tbsp balsamic vinegar • 1/4 cup olive oil • 1 garlic clove, grated or finely minced • 1/2 tsp Dijon mustard • 1/2 tbsp strawberry jam • Freshly ground salt and pepper, to taste • 1/3 cup raw, sliced almonds • 5 oz organic spinach • 2 cups strawberries, halved • 1 large avocado, sliced • 1/2 small red onion, thinly sliced • 1/2 cup feta crumbles • 1/4 cup roasted pistachios, chopped
1. In a small bowl, combine balsamic vinegar, olive oil, chopped garlic, Dijon mustard, and strawberry jam. Mix well. Add salt and pepper to taste. 2. In a pan, toast the almonds over medium heat until they are golden brown. 3. In a large bowl, add spinach. Then layer on strawberries, avocado, red onion, feta, toasted almonds, and chopped pistachios. 4. Toss dressing in salad or serve on the side.
Inspired by AmbitiousKitchen.com
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