What All First-Time Homebuyers NEED to Consider
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A. Brita B. Distillation C. City water treatment plant D. Reverse osmosis
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You have a lovely deck in the backyard. At least once a year, you:
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Buying a home for the first time is an exciting and potentially nerve- wracking experience. Thankfully, you don’t have to dive in blind. Here are some things to consider before buying your first home. Location vs. Space Before shopping for a home, it’s important to set your priorities and decide which is more important to you: where you live or the size of your home. If you decide in advance, you can make wiser decisions during the homebuying process. If you don’t decide before you start shopping, you may end up feeling pressured into making a quick offer and living with buyer’s remorse. Are You Ready to Commit? Owning a home is a commitment and can be more expensive than some first-time homebuyers realize. Before buying a home or making an offer, make sure you know exactly what you’re getting into so you can decide if you are financially ready to take on the responsibility and commitment of a new home. In addition to your mortgage payment, figure out how much you’ll be paying for property taxes, homeowners insurance, HOA fees, and other monthly costs. Consider Your Down Payment When financing your home, you may be offered a loan that doesn’t require any money down. Even if you accept said loan, you should still consider making a down payment. It may be tempting to save or spend the money you had originally set aside, but making a down payment on a loan minimizes your risk and starts you off with some equity. Reviewing your HOA documents is important if you want to avoid unpleasant surprises down the road. If you don’t read your HOA covenants, conditions and restrictions, bylaws, and budget, you may leave yourself open to paying unexpected expenses. It would also be a good idea to talk to residents in the neighborhood to get opinions on how well the HOA does its job. If you are well prepared when buying your first home, you have a better chance of having a great experience. While this is not a comprehensive list, these tips are good starting points for first- time homebuyers. Talk to your agent about other potential pitfalls and tips to make the process easy and stress-free. Read Your HOA Documents Before Closing
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At RŌG Professionals, we are dedicated to the prosperity of our agents, our clients, and the community. Offering the latest tools and technology, accompanied by the best customer service in the Treasure Valley, our ultimate goal is to make your home-buying or selling experience as fun and stress-free as possible. If you had a positive experience with us, we want to hear from you! Email us at janet@ rogprofessionals.com. Your testimonial could be featured in our next edition, and you will be entered to win two FREE movie tickets! • A mobile property search app, branded to the agent. The app allows their customers and clients to search for homes; calculate a mortgage payment; and share homes they love via email, text, or social media. • CUBE 8, Realty ONE Group’s think tank, focuses solely on what is coming up next in technology and how to apply that to the real estate industry. These awesome folks (proud to call themselves geeks) constantly research and test the newest tools and marketing strategies. At our last visit, we experienced “virtual reality” and its potential uses in real estate. When they find a successful tool, they quickly roll it out to our agents, giving consistent access and providing better service today and tomorrow. Remember what I said about forward thinking? Here’s the bottom line: We rebranded to provide our agents the absolute best education, technology, and tools available — a “coolture” for success, both theirs and the clients. Expect the best service in the industry, whether you’re a buyer, seller, or investor, from well-trained agents dedicated to your success today and tomorrow. ... Cover article continued
Joel Hess
Here’s to going RŌG in 2018!
Cheers!
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