National Accounts Program Guide
National Accounts PROGRAM GUIDE
Customized Solutions for Large Motor Carriers At National Interstate, our dedicated National Accounts team is well- known for working with an open network of producers to structure highly creative and sophisticated solutions for large fleets.
OUR SOLUTIONS
Rental & Owned Captives Our captive programs provide a creative solution that can stabilize your insurance costs and reduce your overall cost of risk by participating in underwriting profits. You have the option to utilize our rental facility or choose an owned captive facility. Large Deductibles Our large deductible plans lower your up-front premium while maximizing cash flow. Hybrid Captive Solutions Our hybrid captive programs blend the best of both worlds; receive lower up-front premium savings via a deductible, while realizing the benefits of a captive.
Large Deductible Large Deductible
Hybrid Program Hybrid Program
Rental Captive Rental Captive
Owned Captive Owned Captive
PROGRAM FEATURES Up-Front Cash Flow
✓ ✓ ✓
✓ ✓
✓
✓
✓ ✓ ✓
✓ ✓
✓
✓ ✓
Collateral Requirement
✓ ✓
✓ ✓ ✓
-
Collateral Relief
-
✓ ✓
✓ ✓ ✓
✓
Captive Management
-
✓ ✓
✓ ✓ ✓
✓ ✓ ✓
Commutation/Tail Quote
-
✓ ✓
✓ ✓
✓ ✓ ✓
✓ ✓ ✓
Basket Feature
✓ ✓
✓ ✓ ✓
✓ ✓ ✓
Investment Income
-
✓
✓ ✓
✓ ✓ ✓
✓ ✓ ✓
Aggregate Stop Loss
LESS ✓
✓ ✓ ✓ MORE
NATIONAL INTERSTATE ADVANTAGES
ADDITIONAL PROGRAM BENEFITS
Rated “A+” (Superior) by AM Best Copilot: Customer/Agent Portal
Optional Excess Limits Up to $5M Retention/Risk Position: $25K - $500K
Flexible Payment Plans
LOSS CONTROL & CLAIMS BENEFITS Dedicated Loss Control Representative & Services Automated Event Recorder Subsidy Bi-Annual Safety Summits Expert In-House Claims Handling Bi-Annual Claims Review
AN INSURANCE EXPERIENCE BUILT AROUND YOU®
Captives may involve a risk of loss. See program documents for additional information. Coverage is summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Policies are underwritten by National Interstate Insurance Company and Vanliner Insurance Company, authorized insurers in all 50 states and the D.C.; National Interstate Insurance Company of Hawaii, Inc., an authorized insurer in HI, MI, NJ, and OH; and Triumphe Casualty Company, an authorized insurer in all 50 states and the D.C. except in NJ, NY, and WY. © 2023 National Interstate Insurance Company, 3250 Interstate Drive, Richfield, OH 44286. All rights reserved. 5765-NIS (12/23)
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