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MY 3 B’S OF SUMMER Barbecue, Bikes, and Breweries Are My Summer Routine
You know summer’s arrived when the grill starts working overtime, bike tires need more air, and your favorite brewery server starts greeting you by name. That’s when I know I’m deep in my favorite season — and I call it the Summer of the 3 B’s: Biking, Barbecue, and Breweries. It’s become my personal summer trifecta, my version of slowing down while still staying active, spending time outdoors, and being around the people I love. That’s what summer is about, right? Let’s kick things off with the grill, my summer soulmate. I’m out there at least 2–3 times a week, but weekends are sacred. Saturdays and Sundays mean smoke in the air and meat on the grates. Chicken breasts, pork chops, burgers, T-bone steaks, even the occasional full chicken. If it fits, it grills. My family knows the drill: Sunday night dinner is at our place, and the old man’s manning the grill. If you ask my kids what they hope is on the menu, you’ll probably hear “ flat iron steaks ” in unison. That’s the house favorite, along with a side of twice-baked potatoes. But if I’m feeling a little adventurous (or just trying to impress them), I whip up my signature creation: The Corker. Imagine a cheeseburger and a Reuben sandwich had a beautiful, delicious baby — corned beef, melted Swiss cheese, sauerkraut, and a drizzle of Thousand Island.
It’s messy, glorious, and earned me more than a few dad points.
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Of course, I’ve got to work off those burgers somehow, which brings us to biking. If you remember April’s newsletter, then you know I’m the guy who still tackles the 100- mile summer cycling challenge, but this year, I upgraded my gear. My wife, Gina, finally put her foot down and told me it was time to get a new bike, no matter how much I griped about how my old bike worked just fine. So, for my birthday, I got a new one, and let me tell you — I didn’t realize just how much my old ride was slowing me down until I felt like I was pedaling a feather. I’ve already mapped out my usual rides — nothing too formal, but I’m out there on the trails at least three days a week, plus weekends. When we head up to our place at the lake in northwest Iowa, I love exploring the rural bike trails. We take rides up to the lake that stretch forever through cornfields. It’s peaceful, scenic, and the perfect way to spend a summer morning. A bit of sunrise cycling, tinkering with home gardening projects, and then … the final B before the grill fires up. Breweries. Specifically, West O Beer. That’s my summer watering hole. Whether it’s a refreshing IPA after a ride or a casual date night with Gina
(she’s a wine girl, but we make it work), it’s the place where the third B comes to life. Sometimes, we skip it and go straight to grilling, but more often than not, the perfect summer day is biking plus brewery plus barbecue, in that order. So, that’s my summer in a nutshell. It’s not fancy. It’s not complicated. Summer shouldn’t ever be too complex. For me, it’s about the little things like good food on the grill, long rides under the sun, and a cold drink in hand. These simple joys, shared with family and enjoyed outdoors, make the season something I look forward to every year. And when you’ve got your three B’s lined up right? You don’t need much else. –Darin Garman
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8 Big Ideas to Rescue 2025 Investment Resolutions RECLAIM YOUR INVESTMENT RESOLUTIONS BEFORE IT’S TOO LATE
BIG IDEA NO. 3: INVESTMENT RESOLUTIONS AREN’T RESOLUTIONS WITHOUT RESOLVE. Only you can decide what matters to you. You shouldn’t bother with “lip service” faux resolutions, made to appease or satisfy others. Honesty with oneself is a prerequisite for investment success. BIG IDEA NO. 4: RESOLUTIONS REQUIRE INVESTMENT RESOURCES. Almost anything you decide to do, any change you make, and any goal you set out to achieve requires new or different investment resources. That might be getting involved in Heartland Investment Partners and our Fund, owning a larger 100-plus unit property, or investing in a property at a predetermined discount. You aren’t serious about any investment resolution unless you invest in and gather the required resources. Sometimes, investment motivates follow-through, too. BIG IDEA NO. 5: INVESTMENTS REQUIRE DAILY PROGRESS. Take the investment objective and break it down to a timeline and to-do list for each day, or at worst, each week. Do you remember the Bill Murray movie, “What About Bob?” with the psychologist who advocates “Baby Steps”? It’s good to approach investing that way today. Rarely does anything get done in occasional big leaps. BIG IDEA NO. 6: WHO MOTIVATES THE INVESTOR? Paul Meyer, founder of Success Motivation Institute, posed this provocative question. In your day-to-day life, who motivates you? For the most part, you must create self-motivation with structure, like Big Idea No. 5. But you can also find like-minded investors here with us! Sometimes, it makes sense to partner with someone who holds you accountable, to whom you report progress, and who gives you an “atta-boy!” Any professional sports coach will tell you: Measurement automatically improves performance, and measurement monitored by someone else further improves performance. BIG IDEA NO. 7: IT’S NOT TOO LATE FOR AN INVESTMENT REGROUP! You may already have let your 2025 investment resolutions slip away. Doesn’t matter . Today, tonight, tomorrow morning at the latest, block out at least 30 minutes, bolt the door, unplug your phone, and regroup. Review your investment resolutions. Pick one or two or three that mean the most, and apply the above six ideas. BIG IDEA NO. 8: MAKE BETTER USE OF YOUR TIME. Investment resolve weakens under pressure and stress when you feel your time is out of your control. That’s the set of circumstances that allows procrastination to gain a foothold. If you want to be more resolute about keeping your investment resolutions, you must become unwaveringly resolute about controlling your time. Again, your financial future depends on it. Especially in this economy! –Darin
Resolve comes easily on Dec. 31. By February of the new year, the resolutions are frequently in disarray, compromised, and abandoned. And the resolute determination to make this year the year you stick to ‘em, forgotten altogether. This is not about making you feel guilty about abandoning them. Instead, it is about the real reasons why resolutions and the determination to achieve them are lost year after year, and how to change this year and get on track to systematically set and achieve new goals.
Of course, I am talking about investment goals!
So, here we are — already in June of this year — overdue for a check-in on your investment resolutions. For investors needing a nudge right now, here are eight ideas to consider between now and the end of the year. BIG IDEA NO. 1: YOU CAN’T ACHIEVE NEW INVESTMENT GOALS OR MAKE DESIRED CHANGES WITHOUT ALLOCATING TIME TO DO SO. In talking with investors, I find that a big reason their investment resolutions never become reality is that there is no room in their schedule for them! If your days are already full, and you resolve to spend half an hour a day on the treadmill or working on a project, that half hour has to come from somewhere. Something’s gotta give! You have to find something currently consuming your time and cut five, 10, or 15 minutes from it to work on your investing. BIG IDEA NO. 2: INVESTMENT PRIORITIES SHOULD GOVERN THE SCHEDULE; THE SCHEDULE SHOULDN’T GOVERN INVESTMENT PRIORITIES. Sometimes, as an investor, it is easy to operate like a worker instead of an investor. They report to a workplace, then let people, events, and interruptions come at them, taking control of their day. You must wrest control away from others’ priorities and govern by your priorities — it’s your financial future.
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Summer is officially in session, and Iowa knows how to celebrate! June is bursting with flavor, music, art, and small-town charm, offering everything from sweet strawberry festivals to riverside barbecue tastings, bustling farmers markets, and award-winning art fairs. So, mark your calendars, pack your lawn chairs, and prepare for the best events in June. CEDAR RAPIDS FARMERS MARKET June 7 and June 21 CedarRapids.org/events-calendar There’s no better way to spend a summer Saturday than at one of the best farmers markets in the Midwest. The award-winning Cedar Rapids Downtown Farmers Market is back for its 20th season, filling the streets with 200 amazing vendors, local live music, sizzling chef demos, and plenty of fun for the kiddos. Join 14,000-plus market-goers on select Saturdays from June through September and experience why this market is a Midwest gem! FARMINGTON STRAWBERRY FESTIVAL June 13–15 FarmingtonIowa.com Get ready for a berry-sweet weekend at the Farmington Strawberry Festival in charming downtown Farmington! This beloved community tradition is packed with family fun, including live entertainment, a dog show, flea markets, local food vendors, and crafters galore. New this year: adorable Miniature Highland cows! And, of course, swing by
downtown for the star of the show: free strawberries and ice cream, served from 2–4 p.m., Saturday and Sunday! LAZY RIVER BBQ, BEER & WINE FEST June 28 PortsOfDiscovery.com/chamber- events Savor the flavor at the Lazy River BBQ, Beer & Wine Fest at scenic Riverfront Park in Marquette, Iowa! Buy a ticket and enjoy unlimited samples from top Iowa wineries and breweries, plus mouthwatering bites from the barbecue rib competition — all with a commemorative glass. Blues Hall of Fame legends Joe and Vicki Price will keep the good vibes flowing with live music 2–6 p.m. Sip, sample, and soak in the views at this riverside summer celebration! DES MOINES ARTS FESTIVAL June 27–29 DesMoinesArtsFestival.org Experience the magic of the Des Moines Arts Festival in Western Gateway Park. This nationally acclaimed event transforms downtown Des Moines into an open-air gallery with 190 top-tier artists, interactive art activities, and vibrant performances across two stages. Nestled beside the iconic John and Mary Pappajohn Sculpture Park, the festival is a sensory feast with incredible live music, local eats, and stunning visual arts. With free admission and something for everyone, it’s no wonder this award- winning celebration draws over 200,000 visitors annually!
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CONTACT DARIN TODAY AT 319-350-5378 FOR MORE INFORMATION ON THESE INVESTMENTS!
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Darin and Isaiah Garman: Heartland’s Most Trusted Multi-Family Investment & Property Management Advisors HEARTLAND INVESTMENT COMPANIES
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
1350 Boyson Rd. A1 Hiawatha, IA 52233 DarinGarman.com 319-540-9070
Page 1 Darin’s Ultimate Summer Requires Just 3 B’s Page 2 8 Big Ideas to Rescue 2025 Investment Resolutions Page 3 From Art to Barbecue, Here’s Iowa’s Best This June Apartment Investment Success Page 4 Mãori Culture and More: Discover the Magic of New Zealand
WINTER DOWN UNDER SAVORING THE OFF-SEASON JOYS OF NEW ZEALAND
Few cultural celebrations capture a crowd’s attention faster than an explosive rendition of a Mãori war dance by a New Zealand sports team. The world’s growing fascination with Mãori culture is one reason travel to New Zealand is soaring, boosting annual tourism spending by nearly 15% last year. While it’s winter there now, the island nation still offers many off-season attractions for the savvy traveler — including the June 19–22 celebration of Matariki, the Mãori
world-class skiing and snowboarding hills. Book accommodations in popular winter sports areas on the South Island, such as Queenstown and Wanaka. Warm up après-ski with a pint of one of New Zealand’s famous craft beers. Hundreds of the nation’s diverse brews will be displayed at Beervana, a popular two-day festival on Aug. 22–23 in Wellington.
way across warmer terrain, past golden beaches and lush native vegetation. This trek offers ample opportunity to enjoy some of the many exotic birds of New Zealand, home to more avian species than any other country in the world. NATURE SHOWS Nearly half of the world’s whale species are in New Zealand’s vast marine territory. Giant sperm whales can be seen year-round, and humpback and southern right whales are visible from shore from May through September. If you’re a fan of nighttime lights, stargazing at such celebrated dark-sky sites as Great Barrier Island and Mackenzie Region on South Island will amaze you. And for a different kind of evening light, try touring New Zealand’s caves or grottos for a glimpse of exotic glow worms, a native insect that glows blue-green in the dark!
EXPLORING COASTAL TRAILS Hiking through New Zealand’s stunning coastline and ancient forests — or tramping, as the locals call it — is a major attraction. Many
New Year. Here are a few others.
SKIING AND SNOWBOARDING June through October is peak season on New Zealand’s
of New Zealand’s Great Walks are on alpine or subalpine tracks and are impassable in winter. But the country’s most popular Great Walk, the Abel Tasman Coast Track, extends 37 miles one
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