Professional Liability Insurance Group 3Q 2019
The PLIG Professional’s PULSE
3rd Quarter
Managing Employees Effectively Without Any Risk of Discrimination Suits
Hiring employees always comes with the risk of a discrimination suit. Even if you cover all of your bases, many groups can declare your management discriminatory, and there are so many actions that can lead to a suit being filed against you: promotions, pay raises, handing out key projects, and even firings, among many others. This can make it challenging for managers to know how to manage employees, so they will sometimes take actions that are against the business’s best interest in order to avoid a discrimination suit. Here are some effective ways to manage employees to reduce the risk of a discrimination suit. 1. Remove Identification From Recruitment Numerous “secret shopper” tests from around the world have found that even a name can create a bias in the recruitment process, and this has led to some discrimination claims against businesses. A simple solution for this is to have HR or another administrator label CVs with an application number and remove the name.The hiring manager receives the skills and experience of the candidate to assist in making a decision rather than personal details. Other specific details can also be omitted from the CV to avoid discrimination claims. 2. Keep Accurate Records One of the best ways to protect your business from discrimination suits is to keep detailed records.This should include productivity, sick leave, and other metrics that can be used to make any informed decisions. Then, when decisions are made, you can provide a fact-based reason why you made that decision. For instance, for a promotion, you can say one employee has double the productivity of the other. 3. Ask for Help There are a lot of third-party consultants that can help your business make employee decisions.These people are often not emotionally attached to employees, so they will make a fair judgment.The expense of outside help can be much more cost-effective than defending your company from a discrimination suit.
In addition, third-party consultations can offer you insights into your employees that you might have missed.They are trained and experienced in analysis skills that you and your management team may lack. 4. Have Insurance While insurance won’t stop discrimination suits made against your organization, they are useful at minimizing the risk to your business should one be made. Always speak to a broker about what is best for your business. Conclusion There are serious risks when it comes to potential discrimination claims made against your business. By being proactive, you can protect your business from the financial damage caused by such a suit. If you would like to know more about protecting your business from a discrimination claim or another claim, contact us for more information. -Shayne
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5 Strategies to Protect Your Building SECURITY BREACH!
According to the FBI, a burglary occurs every 20 seconds.We tend to focus on protecting our homes from invasion, but in 2016, over 460,000 nonresidential buildings were burglarized. And after one successful break-in, your building is more likely to be targeted again. Here are a few crucial strategies to improve the security of your building. Smile for the camera. Let’s start with the basics: If you don’t already have CCTV surveillance, install a system right away. Position these cameras in common areas with good lighting, and make sure they’re visible.The sight of security cameras may deter criminals from making your building a target. Some property managers try to cut corners by using fake cameras to scare off criminals, but this can backfire in the event of a break-in. Use real cameras and service them regularly so you can review the tapes whenever you need to. Don’t neglect your landscaping. Never let overgrowth overtake your property. Criminals view unkempt trees, bushes, and grass as a sign that you’ve been neglecting your property.
This implies you may be neglecting other areas, too — your security system, for example.
Let there be light. Unless you have Batman patrolling your city streets at night, nighttime is when criminals are most likely to strike. Install motion detector floodlights in prime areas around your building, including entrances, exits, gates, garages, in your landscaping, and near ground-level windows. A sudden burst of light can scare off would-be intruders and potentially alert anyone nearby of trouble. Invest in parking security. The Bureau of Justice Statistics reports that 11% of property crimes and more than 7% of violent attacks occur in parking facilities. If your building has a parking facility, make sure this area has ample security. Determine who’s in charge. When reviewing building security, it’s important to determine who is responsible for keeping security up to date. Should the building owner or property
manager maintain security, or does it fall to the tenants? Answer this question and make sure the person responsible is following all agreed-upon security protocols. There’s no one-size-fits-all strategy for security. Depending on the nature of a business or building, you will have specific security needs.You should periodically assess potential risks, make sure your building’s needs are met, and make repairs as needed.
What Some of Our Clients Are Saying
Being with the company for a short while, my involvement with PLIG has been minimal compared to that of my predecessor. However, I was impressed with the extensive knowledge, professional manner, prompt attention to our business matters, and pleasant disposition Shayne Bevilacqua has shown. It is a pleasure doing business with
PLIG, and we look forward to continuing our business relationship. -Judy Sturiale Very friendly and pleasant staff, prompt and effective services. – Dr. Akshay S. Dave
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How it works All you have to do is tell a friend, colleague, or any professional you know about us and make sure they tell us you sent them — that’s it! Remember, protecting professionals is our specialty! You can refer commercial businesses of any size, big or small, including accounting or law firms, physician’s practices or health care facilities, architecture or engineering firms, or even your local restaurant or dry-cleaner. What you win 1. For each referral, we will automatically send you a $10 Wawa gift card! 2. Each referral automatically enters you into the quarterly drawing for a $50Visa gift card! 3. Each referral also enters you into the annual drawing for your
choice of an iPad Mini or an Amazon Kindle Fire HD. 4. For each referral we receive, we will also donate $20 to a charity * of your choosing. *Charity must be a registered 501(c)(3)
Remember, without your referrals and much-appreciated testimonials, we would not be where we are today.Your words encourage us to do our best and help other professionals decide to do business with us.You can call 856-692-7702, fax 856-691-0059, or email your referrals and kind words to info@ProtectUsBetter.com. And, as always, we want to say “Thank you!” for the professional relationships we have with each of you!
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You don’t have to be a client to receive your freeWawa gift card.
congratulations to last year ’ s annual referral contest winner , D r . N ayar !
There is absolutely no limit to how many times you can enter.
• Our contest is not in direct relation to any insurance sales.You’ll be rewarded simply for the lead. • You do not have to be present at the drawings to win. • Your referrals do not have to become our client for you to claim your prize. • We are not responsible if the law says you can’t win due to age or any other restriction.
BRAIN TEASER
The PLIG P u z z l e Challenge At the Professional Liability Insurance Group, we know just how bright and intelligent our newsletter readers are, which is why we are happy to challenge you with this puzzle! All you have to do is answer the puzzle challenge correctly and send your answer to us. Email your answer to info@ProtectUsBetter.com, fax it to 856-691-0059, or call 856-692-7702 to read off your answer.The winner will be selected from a random drawing of all correct responses submitted prior to printing our next newsletter and will win a $20Wawa gift card! Good luck!
You have me today, Tomorrow you’ll have more; As your time passes, I’m not easy to store; I don’t take up space, But I’m only in one place; I am what you saw, But not what you see. What am I?
LAST EDITION’S PUZZLE AND ANSWER:
Q: A sundial has the fewest moving parts of any timepiece.Which has the most?
A: An hourglass, which has thousands of grains of sand.
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Discriminations Suits and Managing Employees Effectively
CanYou Trust Your Security System?
Hear From Our Clients
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Referral Contest: Check Out These Prizes
Puzzle Contest: Get It Right andWin!
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Your Ego Is Holding You Back
‘Ego Is the Enemy’ Get Over Yourself and Find Success
Once in a while, a book comes along with a truly transcendent message. “Ego Is the Enemy” by Ryan Holiday is one such work.This book is not just for business owners, athletes, or those trying to lose weight; it’s a guide for everyone . By digging into the root of the human condition, this instant bestseller examines the single greatest threat to our own success: ourselves. This ambitious premise shouldn’t come as a surprise if you’re familiar with the author. Dropping out of college at 19 to be mentored by business strategist Robert Greene, Holiday has become one of the most trusted advisors of our time, working with brands like Google,Taser, and Complex. His other bestseller,“The Obstacle Is theWay,” tackles the difficulties of the creative process and our natural tendency to avoid necessary steps toward our success.“Ego Is the Enemy” dives deeper into the latter concept, highlighting ways we sabotage or deceive ourselves. For Holiday, ego is defined loosely as our perception of self. Some may have a poorer outlook on themselves than others, but, as the book’s title suggests, ego hurts us regardless of which end of the spectrum we fall on. Holiday argues our self-perception can act as both a roadblock and a pitfall:Those with low self-esteem get stopped by doubt, while those with inflated egos often trip over their own arrogance.Those who unshackle themselves from their own personal narratives, however, can find lasting success.
“Ego Is the Enemy” is rich with examples of this concept in action as it explores the lives and contributions of often overlooked historical figures like Katharine Graham and Howard Hughes.These powerful individuals remain relatively obscure thanks to their tendency to put their work before self-promotion, yet their impact on global events is undeniable.
Pulling from history, literature, and the latest psychological findings, Holiday weaves an argument as engaging as it is thought-provoking. At times contemplative and other times combative, “Ego Is the Enemy” holds up a mirror to readers and asks them to challenge what they see. For those willing to attempt conquering themselves, this book is a worthy companion.
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