Is It Time for a Financial Checkup? 3 Steps To Check Your Financial Health
To check your body’s health, you will go to the doctor for an annual physical. But when’s the last time you had a checkup for your financial health? These checkups can help you identify weaknesses and how you can improve on them in the future. Here are three steps to begin working on your financial checkup. 1. Update your budget. A 2021 study by The Penny Hoarder found that those who keep a budget are less likely to splurge on something that inhibits them from paying bills. Your budget will not be static — it will constantly change depending on your financial situation. Increase or decrease spending limits in a way that will currently fit your priorities and desires. This will help ensure that you have enough money to pay your bills, and you may even have some extra spending money. 2. Track your spending. If you’re wondering where all of your money goes, you could track your spending for a month to see what you need and don’t need. Instead of taking notes on the dollar amount you spent, write down notes on how you felt about the purchase. You may find that you eat out more than you thought or use one streaming service more than
others. This will help you decide if items you’ve purchased were necessary or not. 3. Look into your emergency fund. One key component of good financial health is ensuring you are prepared for emergencies and anything that might arise
unexpectedly. Does your car need to be repaired? Is there something that must be fixed in your home? Saving money in an emergency fund can make these situations less stressful. It’s best to review how much money you have set aside for emergencies. Experts suggest having between 3–6 months of expenses saved in case anything happens. To get into a better spot financially, start with your budget, what you’re spending, and what you can put away. It can be overwhelming to determine your financial health on your own; luckily, you don’t have to! Instead, allow your friends at Capital Advisory Group to assist you. We will be happy to conduct a financial checkup and see where your financial health is, along with providing tips to help you reach a better place.
Achieving financial security and success doesn’t always have an easy answer. Our team at Capital Advisory Group is dedicated to helping you protect your wealth, and while doing so, you may have the following questions: • What are the rules when investing in cryptocurrency? • Should I retire during a high inflationary period? • Which form of investing is best for me — active or passive? • What do I need to know if I’m retiring this year? If you are curious about any of the above questions, please call Capital Advisory Group today at (636) 394-5524! Have Questions? We Have Answers!
SUMMER CRAB AND LEMON CARBONARA
Fresh crab and lemon make this crowd-pleasing pasta dish perfect for summer.
Ingredients
Directions
• 12 oz bucatini pasta • 1/2 cup olive oil
1. In a pot of boiling water, cook pasta until not yet al dente. Drain and reserve 1 cup cooking liquid. 2. In a large skillet over medium heat, cook oil and garlic until lightly toasted. Add capers and black pepper, then stir for 2 minutes. 3. Add reserved cooking liquid to skillet and bring to a boil over medium heat. Stir in pasta and cook until al dente. Remove from heat. 4. Stirring constantly, pour egg yolks quickly into the mixture. Add cheese and chives, stirring well until sauce is creamy. Add crab, lemon zest, and lemon juice. Toss together and season with salt.
• 2 tbsp garlic, finely chopped • 1/4 cup drained and rinsed capers, chopped • 1 tsp coarsely ground black pepper • 6 large egg yolks, beaten • 3 oz Pecorino Romano cheese, grated • 1/2 cup fresh chives, thinly sliced • 8 oz fresh crabmeat • 1 tbsp grated lemon zest • 1 tbsp fresh lemon juice • Sea salt or kosher salt, to taste
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