DAS Partnerships Book with Marketing Samples

DAS Partnerships

your partner to the top Is crItIcal

Mortgage Joint Ventures for the Real Estate Industry

Join Us.

About USA Mortgage

USA Mortgage was founded in 2001 by longtime St. Louis mortgage industry sales leader, Doug Schukar. The company very quickly began to gain market share in the St. Louis Metro area and by 2008 was the largest lender in the St. Louis market. By 2014, USA Mortgage was the largest residential lender in the state of Missouri. The company’s growth and continued standard of excellence, committed to the consumer, was all fueled by the company’s employees. USA Mortgage was more than a St. Louis based lender; it was now a significant regional employer. In 2017 Mr. Schukar recognized his company’s culture and milestones by converting his stock into a 100% employee-owned ESOP. The already thriving culture of USA Mortgage responded with dramatic growth, more than doubling its loan value amount in a matter of a few years. Today, USA Mortgage has nearly 1000 employees and is licensed in nearly every state in the United States. The company generates nearly $5 billion in loan volume with revenues nearing $250 million.

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Listed as one of America’s Fastest Growing Companies by Inc. 500 10 straight years Best Mortgage Company to work for by National Mortgage News 4 straight years Most Loved Employer by National Mortgage Professional Magazine in 2021 5-time Top Workplaces Awards St. Louis Post-Dispatch Top Lender by St. Louis Business Journal 50 Best Companies to Work for by Mortgage Executive Magazine

DAS has been afforded the opportunity to draw irreplaceable experience resulting from its twenty plus business-to-business relationships. DAS realizes that a thriving partnership leverages the many benefits of a Mortgage Bank as opposed to the limited capabilities of a Mortgage Broker or a traditional Bank. Mortgage Banks are multi-source lenders, and the advantages of multi-source lending should not be discounted or overlooked. These advantages result in more closed loans as a result of: More loan product offerings. A unique ability to “relock” or “float down” the buyer to a lower interest rate BEFORE the loan closes. An unexpected service of refinancing all customers with NO closing costs after the loan closes. DAS’ unique business platform provides unsurpassed scale and higher efficiencies. The result is: Higher revenues at like interest rates. Lower costs per loan including: + + +

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Investor fees Credit reports Flood letters Faster turn times for related services including:

Appraisals – DAS affiliate Red Eagle Appraisers Title commitments, if needed Property and casualty insurance – DAS affiliate DAS Insurance

Marketing

The Marketing Department Located at the St. Louis Headquarters, this group of 15 professional marketers creates and distributes professional pieces for DAS business partners and Loan Originator nationwide. Their offerings include:

Social media content creation and management

Print collateral

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Managed through marketing account representatives Printed on DAS’ production printers and cut through automated cutting machines. DAS has 2 production printers and 2 industrial cutters on-site at their corporate office so all print materials are produced in-house. Print collateral includes but is not limited to:

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Creating content for Facebook, Twitter, LinkedIn, and Instagram Auto-posting prepared content on business pages on behalf of our loan originator

Video production and editing

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Menu of video options for both loan originator and co-marketing partners Custom video production also avail- able

Flyers Brochures Booklets Door hangers

Mailers Labels Handouts Tri-folds

CRM management

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List management Campaign creation

Rewriting and creation of content for loan originator and agents Script creation for video and radio Copywriting

Business planning and training

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Individual training and business planning from co-marketing partners

DAS utilizes their CRM, Total Expert, to communicate “real time” updates to all parties involved in the real estate transaction via email upon the completion of several milestones in the loan process as follows: Application taken Submitted to processing Appraisal ordered Submitted to underwriting Clear to close + + + +

DAS also utilizes their CRM to stay in touch with potential, current, and past clients in the following ways:

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Annual birthday email Annual loan anniversary email Holiday emails Monthly industry newsletter

Hot and cold leads Weekly loan updates to loans in process Past clients putting their house on the market or pulling credit with another lender Potential clients inquiring through online lead sources (Zillow, Trulia, Realtor.com, etc)

Clients working on improving their credit Clients that need to be preapproved for a mortgage loan

Marketing Examples

What will you use your refund on this year?

UNDERSTANDING

TOO MANY STEPS IN YOUR HOME? Is it time to downsize?

PREAPPROVAL It’s so tempting to jump right into house-hunting when you’re ready to buy

27 12 8 % % %

of Americans said they would use their tax refund for everyday expenses.

of Americans said they would use their tax refund for home improvements.

123 Address St. Louis, MO 63141 If you’re considering a move, we’re here to help!

your first home, but getting a preapproval is an important first step in the process.

What if you used your tax refund for a new home instead? Your tax refund can be used toward a down payment or closing costs on a new home!

of Americans said they would use their tax refund for a vacation.

[Realtor Logo]

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com 123 Address St. Louis, MO 63141

WHAT ARE THE BENEFITS OF PREAPPROVAL?

Source: https://www.gobankingrates.com/taxes/refunds/what-americans-do-with-tax-refund/

[Realtor Logo]

Knowing exactly how much you can afford. With a preapproval letter in hand, you can know your exact purchasing power and make sure you only shop for homes within your budget.

Being able to make a strong offer Sellers need to know that the buyer they choose is able to afford the home. The preapproval letter shows them you will be able to secure the loan.

Keeping things streamlined A preapproval puts you a step ahead in the loan process, meaning you’re less likely to run into any surprises or delays down the line.

[Brand Logo]

[Realtor Logo]

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM RETAIL

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

[Brand Logo]

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

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loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

Local Postal Customer

123 Address St. Louis, MO 63141

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org. Real Estate Agent Disclosure: Subject to errors and omissions. Information deemed reliable but not guaranteed. If your home is currently on the market, this is not intended for solicitation.

[Realtor Logo]

[Brand Logo]

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

176 83RD AVENUE N | ST PETERSBURG, FL 33702 4 BD | 2 BA | 3464 SQ. FT. | 2.15 ACRE LOT

123 Address St. Louis, MO 63141

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

5 BEDS | 3.5 BATHS | 2,745 SQ. FT.

Sending Documents

MADE SIMPLE

Other Documents You must include all pages of the document and make sure it is legible.

Text REALTOR Name at 555.555.5555 to get more information about this property!

Pay Stubs Please scan or take a clear, legible picture with all corners visible. It’s important for us to be able to read them.

ABOUT THIS PROPERTY Price REDUCED!!! Built in 2008! This home has 4 large bedrooms with ensuite bathrooms. The baths are large and roomy and can handle physically challenged persons. The entire home is ADA compliant, some features are wide doorways, roll up under bath counters, roll in shower. The ADA features were built with the home, not add ons. The living room is sizeable and roomy! The kitchen looks into the family room, with laundry room off of the family room. The large backyard has a ADA ramp and brick pathways to be able to roam the yard. The one car garage is oversized and plenty of room for storage. This home is ready for a new owner. Seller is motivated!

BED

Don’t stress. Relax. You can contact us anytime with questions about what documents you need!

Full Name

Name of Banking Institution

Account Number: XXXX

Have questions about financing this home?

BATH

Bank Statements We need all pages, full name, name of banking institution, and account number.

[Brand Logo]

[Realtor Logo]

2 Years of Tax Returns & W-2s from All Employers We need all pages. Please scan or take a clear, legible picture with all corners visible.

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

123 Address St. Louis, MO 63141

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

Closing on time is important – any delay in documents can delay the closing! We love our customers and we love when you send everything in either at once and in order!

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

[Brand Logo]

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

Just SOLD

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

123 STREET NAME City, ST 55555 $465,000

COMMON Mortgage OPTIONS

We can help with financing! Contact us! NEED SOME HELP WITH YOUR NEXT HOME PURCHASE? USDA• FHA• Conventiona•l VA Jumbo• MHDC• ARMs• and more!

ZEITLIN Lending

123 STREET NAME CITY, ST 55555 3 BD | 2 BA | 2,022 ft 2

Sold after 1 day on the market!

Selling or buying a home is more than just a transaction. You can count on me to advise, support and communicate with you throughout the entire real estate process. Pricing your home appropriately, marketing it eectively, going through the inspection process, and preparing a timely market evaluation is just a fraction of the services you’ll receive to make an informed home selling decision. For homebuyers, I’ll guide you on how to choose the right property and make an oer, in addition to negotiating, nancing, mortgage rates, moving, and everything involved in making a sound home buying decision in today’s market.

Conventional • 5% minimum down payment requirement • Maximum loan amount of $647,200 • Seller concessions are limited to 3-9% of sales

FHA • 3.5% minimum down payment requirement

• Max loan amount will be $420,680 • Upfront Mortgage Insurance premium financed into the loan • Condominiums must be on FHA approved list or FHA single unit spot approval • No income limits • Seller concessions up to 6% of sales price • Gifts allowed toward down payment FHA 203(K) “Rehab Loan” • Minimum 620 credit score

price (please call for details) • PMI required over 80% LTV • Additional options are available

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[Realtor Logo]

PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM RETAIL

USDA • Minimum 640 credit score • Property must be located in USDA approved area • No down payment required: 100% - 102% LTV financing based on appraised value • Possible financed closing costs • Reduced monthly mortgage insurance premiums • No county loan limits • New and existing homes eligible • Seller concessions up to 6% of sales price • Condominiums may be eligible for financing • Not restricted to first-time homebuyers VA • 0% down payment requirement (Unless the purchase price is more than the reasonable value of property or to meet the 25% VA guaranty.) • Must meet VA eligibility • Loan amount based on entitlement • No mortgage insurance • VA funding fee financed into loan • Disabled veterans can waive funding fee

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

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loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

Local Postal Customer

123 Address St. Louis, MO 63141

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

• 3.5% minimum down payment requirement • Maximum loan amount of $420,680 (varies by county) • Upfront mortgage insurance premiums financed into loan • Monthly mortgage insurance premium • Existing homes eligible • Seller concessions up to 6% of sales price • Condominiums may be eligible, must be on FHA approved list or FHA single unit spot approval • No Income limits

[Brand Logo]

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

• No minimum on renovation costs • Gifts allowed toward down payment

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

Thinking about selling your home?

DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Interest rates and products are subject to change without notice and may or may not be available at the time of commitment or lock-in.

Here's how you can buy your new home AND have a healthier financial future!

[Realtor Logo]

[Brand Logo]

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

Your journey towards a brighter financial future starts with us! Reach out to us to learn more and get pre-approved for your next home!

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

Sell your home while the market is hot and take out 100% of the equity you have in the house to do any of the following: • Buy the new home • Pay o high interest credit cards • Pay o a vehicle loan • Pay o student loans • Put money aside for your future nest egg • Buy investment properties

123 Address St. Louis, MO 63141

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

[Brand Logo]

[Realtor Logo]

PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM RETAIL

Realtor Name REALTOR ® [M] 314.555.5555 [O] 314.555.5555 realtor@realestate.com webaddress.com

Loan Officer Mortgage Banker [M] 314.555.5555 [O] 314.555.5555

*******************ECRWSS****

loanofficer@usa-mortgage.com loanofficer.usa-mortgage.com

Local Postal Customer

123 Address St. Louis, MO 63141

12140 Woodcrest Executive Drive, Suite 150 St. Louis, MO 63141 NMLS: 00000

RESOURCES

TEAM

[Brand Logo]

Your mortgage, your lifestyle.

BUY

REFINANCE

ABOUT

CONTACT

[Brand Logo]

RESOURCES

TEAM

[Brand Logo]

RESOURCES

TEAM

Your mortgage, your lifestyle.

BUY

REFINANCE

ABOUT

CONTACT

BUY

REFINANCE

ABOUT

CONTACT

Your mortgage, your lifestyle.

[Brand Logo]

RESOURCES

TEAM

BUY

REFINANCE ABOUT CONTACT

Your mortgage, your lifestyle.

[Brand Logo]

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[Brand Logo]

Technology

DAS has a strong commitment to technology. Technology will not replace a Loan Originator - however, DAS believes that a Loan Originator who embraces technology will replace a Loan Originator who does not. As such, all DAS Loan Originators are trained and equipped with the latest technology. A unique value add that DAS offers its team members is our Mortgage Technology Department. This department was created to assist in adoption, support and training on all origination technology. The department has two main goals: Internal – to assist our sales teams by supporting tools that will help engage with borrowers and referral partners, and put more simply, to close more deals. External – create a consistent and frictionless experience for our borrowers. We want our borrowers to apply easily, get consistent updates throughout the process, close in a convenient manner, and then receive relevant information post-close. More concisely, technology creates a referable experience for both your borrowers and partners.

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We create this referable experience by leveraging the best-in-class technology: POS – Simple Nexus – Easy applications and doc intake through either web or mobile. LOS – Encompass – We’ve been on this industry standard for mortgage manufacturing for 15+ years CRM – Total Expert – Providing communication to our borrowers and partners throughout the loan process. Closing – Snapdocs – 80% of closings are hybrid, creating a smoother closing

Post Close – Homebot – delivering relevant information post-close to keep us top of mind. DAS maintains an in-house IT department that ensures our systems, networks, data, and applications connect and function properly and securely. Our internal IT Helpdesk ensures all employee technology needs are quickly addressed. All major systems are cloud-hosted or SAAS for optimal performance and reliability. Our security is tested regularly with an IT Security Partner who examines all policies and procedures. They perform system penetration testing and vulnerability scans to uphold a secure infrastructure. Our capabilities allow employees to operate from any location effectively and securely. Our tools enable our employees to operate as efficiently as possible, with continued diligence toward new technologies.

Contact Information

Devin Glenn, Vice President, Business Development Telephone: (314) 628-5084 E-Mail: dglenn@dasacquisition.com Scott Stang, Vice President, Partnership Growth Telephone: (847) 971-7887 E-Mail: sstang@dasacquisition.com

www.daspartnerships.com 12140 Woodcrest Executive, suite 150 St. Louis, MO 63141

DAS Partnerships

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