Edit, Eliminate, and Empower
CHART YOUR CASH COURSE FOR 2026
Gym memberships come and go, but some New Year’s resolutions are worth keeping. Here are three wise steps to take today to help guarantee a financially secure 2026. Streamline your monthly statements. Do you pay every bill as soon as they comes in without a second thought, or do you go over every monthly expense with a magnifying glass? If you’re in the former category rather than the latter, pay closer attention to your monthly bills to see how much you’re spending. You may be surprised to discover how many seemingly insignificant charges you pay without worrying can add up to thousands yearly. Trim your budget of unnecessary costs now to start 2026 on a stronger footing, and consider the possibility of rearranging the dates on which you pay certain bills to allow yourself additional flexibility. Demystify your credit card debts. A new year often brings new plans for large purchases, such as a new car or home, that require a credit check. Before setting yourself up for a major surprise or disappointment at the negotiating table, get a current credit report to review your score. A clear picture of your credit (including any overlooked debts or other unneeded drains on your accounts) before 2026 begins will better prepare you to get your finances in order before taking on new and potentially sizeable commitments. Plot and prioritize your protection. As you consider your financial stability and growth for the new year, don’t overlook things that could cause strain in the months ahead. What is your current savings rate? How robust is your emergency fund? Would reducing your charitable donations this year be prudent, or would increasing them present you with new tax incentives? Are you aware of how changes to tax laws might impact your money? These are just some critical questions you should ask yourself this time of year. Please contact us if you need help determining the best course of action for 2026 and beyond. We can help you build a fresh start toward a new future.
TAKE A BREAK
DIRECTIONS 1. Preheat oven to 400 F. 2. On a parchment-lined baking sheet, arrange prosciutto and bake for 8–10 minutes. 3. On a separate lined baking sheet, place the bottom halves of the rolls and spread fig preserves over them. 4. Layer with fontina and Swiss cheese. Top with crispy prosciutto. 5. Place the top half of the rolls over the prosciutto and gently press down. 6. In a bowl, mix butter, Dijon, Worcestershire sauce, thyme, garlic, and black pepper. 7. Pour butter mixture over rolls. Cover with foil and bake 10 minutes. 8. Remove foil and bake an additional 10–15 minutes, and separate before serving. CRISPY PROSCIUTTO AND CHEESE SLIDERS
INGREDIENTS • 3 oz thinly sliced prosciutto • 1 package dinner rolls, halved lengthwise • 1/4 cup fig preserves • 3/4 cup shredded fontina cheese • 3/4 cup shredded Swiss cheese • 1/2 cup melted butter • 2 tbsp Dijon mustard • 2 tbsp Worcestershire sauce • 1 tbsp chopped fresh thyme • 2 chopped garlic cloves • Black pepper, to taste
Inspired by HalfBakedHarvest.com
PATRIOT WEALTH | 919.322.4113 | P3
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