Voluntary Benefits
Critical Illness
• Sunlife Financial’s Critical Illness Product provides for an insured to receive a benefit payment upon diagnosis of any qualified and covered critical illness or condition up to $10,000. • Conditions include, but are not limited to: • heart attack • Stroke • Paralysis • Coma • Cancer
Accident
• 24 hour coverage for both on and off the job accidents • Provides a fixed benefit for accidental injuries such as fractures and dislocations and related expenses, such as emergency room visits and physical therapy. Daily hospital and ICU benefits are also included, as well as an Accidental Death and Dismemberment provision.
Cancer
• Provides a fixed benefit for the early detection, incidence and treatment of cancer as well as related expenses. • Related expenses include: • Cancer screenings • Second surgical opinion • Surgery and general anesthesia
• Hospital confinement • In‐hospital doctor visits • Radiation and Chemotherapy • Blood and plasma • Skin Cancer • Prosthesis • Extended‐care facility • Hospice • Ambulance
Gap Plan
• Covers certain portions of the employee’s cost (co‐insurance, co‐pays and deductibles) for covered hospital expenses up to an annual maximum of $2,000 • Includes benefits for in‐hospital expenses such as hospital confinements and emergency room treatment.
Refer to Sunlife Financial handouts for additional information and cost
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