Introduction
Dear Employee
Webb Construction offers a comprehensive suite of benefits to promote health and financial security for you and your family. This guide provides you with a summary of your benefits.
Please review it carefully so you can choose the coverage that’s right for you.
Introduction . . . . . . . . . . . . . . . . . . . . . . . . . . 2 How to Enroll . . . . . . . . . . . . . . . . . . . . . . . . . 4 Medical . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Dental . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Vision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Voluntary Life . . . . . . . . . . . . . . . . . . . . . . . . . 9 Disability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Member Advocate . . . . . . . . . . . . . . . . . . . . . . 11 FAQ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12 Legal Notices . . . . . . . . . . . . . . . . . . . . . . . . 13 Medicare Part D . . . . . . . . . . . . . . . . . . . . . . 16 COBRA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Exchange Notices . . . . . . . . . . . . . . . . . . . . 18 Contact Information . . . . . . . . . . . . . . . . . . 21 TABLE OF CONTENTS
About Deductions
Premiums for medical, dental and vision plans are all deducted on a pre-tax basis because they are covered under Section 125 of the Internal Revenue Code. Once you elect benefits you will not be approved to make changes to your election or drop coverage until the next Open Enrollment period, unless you have a qualifying event. Voluntary life, long-term disability and short-term disability insurance premiums are deducted on a post-tax basis and may be changed outside of the Open Enrollment period.
Webb Construction 2023 Benefit Guide
2
Made with FlippingBook - professional solution for displaying marketing and sales documents online