THE VIEW
traction online. I very quickly became more passionate about my social media growth than about my full-time job.” He stayed at Deloitte for three years and 10 months and said, “I am glad I stayed in the job for as long as I did, I learnt a great deal. As a young graduate, I was thrown into a world of high pressure, important meetings and quickly learnt how to navigate difficult people and intense situations. It taught me how to follow orders and made me very resilient. “I had two really fun years of making friends and it was a very social environment. But after the first two years, I started to see the reality of climbing the career ladder and how toxic it can become. People change when they want a promotion and will do anything to get it – that was a real eye opener.” In his final year there, Timothy found it very challenging as he was working long hours and studying for his accountancy exams at the same time. “I knew this job wasn’t for the long term as I wanted to be creative – sharing my knowledge online was my passion and nothing else felt quite like it. I knew I had to make a decision about my future after I failed one of the exams at the end of my third year. Over the summer of 2024, I made the decision to leave the job and start my own accountancy practice with my business partner while focusing on building my social media platform. I took a huge risk but it paid off.” Even though he was juggling with his new business and social media, it gave him freedom and flexibility to work on his own terms. “I am passionate about educating first time buyers and I give advice on every aspect of the homebuying journey, from saving for a deposit, ISA schemes, right the way through to personal tax and tax codes. I have branched out to business owners as well now, which has opened up new avenues. I have around 900,000 followers combined, which is an incredibly lucky and privileged position to be in. Every week is different: sometimes I spend my hours recording videos and posting
"WE WERE ALWAYS AGAINST THE IDEA OF RENTING BECAUSE IT’S JUST MONEY DOWN THE DRAIN AND WERE LUCKY ENOUGH TO BE ABLE TO STILL LIVE AT HOME WITH OUR PARENTS EVEN THOUGH SHE LIVED IN ZONE 3 AND I WAS IN HERTFORDSHIRE"
two bedroom to a three bedroom. I am absolutely useless when it comes to DIY so it was challenging finding builders, electricians and plumbers, but the result is just what we wanted. I also have my own office now too, as does my partner, which was a big priority for us. This does have its downside as we can’t really have anyone over to stay. But these are our selfish years and it is like a dream come true. In around five or six years’ time we would like to start a family so things could change.” So. What are his plans for the future? “I want to continue growing my company and building my personal brand as an educator and financial influencer. I want to carry on the journey I started five years ago as a content creator that people trust. Timothy has some excellent advice for first time buyers and said, “Understand what you can afford and work out what property you can sensibly buy. I suggest everyone goes to an independent mortgage adviser who will search the whole market to find the best deal for you. When we were buying we started off going to the bank but soon realised that a broker could find us a far better mortgage product. Also, look at the areas you can afford and list all the factors that are most important to you. It could be schools, transport, green space or good restaurants and shops, so ensure that when you find a home you like, it has what you are really looking for nearby. “We put down a £40,000 deposit, £20,000 from myself and £20,000 from my partner which made it much easier to save than doing it alone. Finally, get a Mortgage in Principle as soon as you can. It really helped us in our search as we were up against another buyer, but because we had one, we got the house. It shows sellers you are serious about buying and I suggest you get one sorted before you start looking.” I think there are some exciting and great times ahead for Timothy and he is certainly one to watch!
content, while other weeks I focus more on my business. I work with brands now too so I have to make sure they are getting what they need which means I never really switch off and it can be fairly stressful.” Timothy and his partner have just bought their first home together. “I met my partner at university as we lived in the same accommodation so we have known each other since we were 18. We always spoke about our 'long-term plan' or LTP as we call it. We decided to save for our own home together as soon as we left uni. We were always against the idea of renting because it’s just money down the drain and were lucky enough to be able to still live at home with our parents even though she lived in Zone 3 and I was in Hertfordshire, which was quite a distance from each other. We both saved from the ages of 21 to 25 and eventually managed to build up a deposit. I have always lived in Hertfordshire and she was happy for us to look in this area so we settled on a home here, which we both love. “It was a big renovation project so we managed to buy it at under market value. It had so much potential but needed a great deal of work. We had a few delays along the way with the various tradespeople, so it was a gradual process, but after a year we finally moved in. We completed on the 31 May 2024 and moved in exactly a year later to the day. We have done a kitchen extension and turned it from a
"OVER THE SUMMER OF 2024, I MADE THE DECISION TO LEAVE THE JOB AND START MY OWN ACCOUNTANCY PRACTICE WITH MY BUSINESS PARTNER WHILE FOCUSING ON BUILDING MY SOCIAL MEDIA PLATFORM. I TOOK A HUGE RISK BUT IT PAID OFF"
Instagram: _timpaul TikTok: tempahtime
22 First Time Buyer October/November 2025
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