Heartland Investment Partners - September 2023

HOW TO SECURE YOUR FINANCES IN UNSTABLE CONDITIONS World Tensions, High Investing

If you pay any attention to the news, you know things are not too great around the world right now. Tension is high and seems to be getting higher.

Sure, there is always something going on, of course, but it looks like things are continuing to escalate in many areas instead of dying down. I won’t go over everything here in this article.

If you are paying at least a little attention to the national news and world events, you know what I am talking about. Along the same lines …

The Federal Reserve is mulling yet another interest rate increase.

Now, depending on whom you believe, you may think this is an incredibly dumb decision knowing our nation is already in more debt than ever in its history, OR you may feel it is necessary and prudent decision-making.

But no matter which way you lean on this one thing, we can all agree on this:

Under all these national and international conditions, you’d better be investing and socking any investment money away or approaching your investing in a much different manner than you may have before in your life because this is different from anything else we have seen.

If you keep doing the same things you have been doing, you will get the same results. There are no more guarantees.

It used to be that if you saved money every month for 20–30 years, THEN you had made it. Or if you put your money in the bank (CD, money market, savings account, etc.), it would be entirely safe there no matter what happens.

This is why so many investors have joined me in owning apartment properties, specifically here in the agricultural belt of the U.S.

Sure, I know. I am in the real estate business, so I do have a vested interest in telling you this.

Sorry, not anymore. Just ask the hundreds of people I have talked to over the last few months. Let’s just say they are sorely disappointed.

Fortunately, you don’t need to have a master’s degree in economics to see the writing on the wall, and it’s actually good news because this writing tells you where to look for the places that increase your income and net worth. While everyone else clings to what “USED TO WORK,” you will be confident, comfortable, and powerful financially. It is easy to do your own research and see what I say is true. As we start moving toward the middle of the third quarter of this year and into more uncertainty, ensure you are REALLY on top of this — especially if others depend on you. Helping you to be proactive to produce more net worth and income for you … even in this economy … –Darin

My point to this is not to scare you or anything like that. I just want to make sure you are thinking about this. It’s important.

One thing you’d better do now is become very proactive with your “regular” money or your IRA/401(k) money and be thinking about where you should be investing, NOT because it’s the place you always have or always thought was the right place BUT BECAUSE of what may happen around you financially in the future.

Please read that long sentence again …

For example, among the list of what people will really need is housing. All things in someone’s life may go to the dogs, but one thing people will want and need is a place to live and as economically as possible.

2 DARINGARMAN.COM

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