CREATING A HOME CARE PLAN To Live Your Best Retirement
When retirement approaches, you may be thinking about the freedom you’ll enjoy after putting in your last nine-to-five. It’s a culmination of years of hard work and a cause for celebration!
and locally funded and cover those who qualify through Medicaid. If you or your spouse are veterans and meet the requirements, you may be eligible for aid and attendance benefits. These benefits are paid for by the VA in addition to a veteran’s monthly pension. It may cover the costs of in-home care for veterans who require the aid of another person or are housebound. Visit Benefits.va.gov to learn more. Still, you may not want to rely on qualifying for one of these services. Consider adapting your estate plan to include designated in-home care. Meet with your attorney to review your living trust and see if it addresses a caregiver. Talk to your family members and loved ones about the possibility that you or your spouse may need this service. While a family member may offer to step into that role, consider how easily they will be able to carry it out. Even a part-time caregiver could provide you with support and make your family members feel like they are not doing it alone. Planning for the possibility that you may need in-home care services can help make your retirement even more enjoyable. Knowing you’ll have a close helping hand can ease your family’s worries and even strengthen your bond.
Before you get to celebrate, though, it’s important to consider what kind of support
you might need down the road. With our generation living longer than our parents, there’s a possibility that we may require additional support services. You and your spouse may not know if either of you will need in-home care, but considering this possibility and the financial factors that come with it can help you better enjoy this exciting phase of your life.
In most cases, neither Medicare or Medicaid covers in-home care. There are some exceptions, like home- and community-based services that are state
HEAR FROM OUR CLIENTS!
“I recently had the pleasure of having Sushanie Hunter in the Mandeville office assist me with my account. I have dealt with other institutions in Jamaica, and none have given the level of service that I received. The entire experience was pleasant and timely. I wholeheartedly recommend JMMB and look forward to continuing this relationship for years to come.” –Miz U. “I always feel at home and welcome when I go into the branch near Pulse International (though I can’t remember the name of the road). From the security to customer service, everyone is always on the ball, and they keep checking to make sure you are getting the help you need. Never thought that kind of service was available in Jamaica, to be honest, but it was exceptional. Thanks, everyone.” –Ann-Marie S.
Contact Your Personal Portfolio Manager: 1. Alaine Samuels – 551 7739 2. Gillian Bernard – 550 8020 3. Mark Gilzeane – 552 4586 4. Melissa McKenzie – 552 4666 5. Nicole Henry-Dewar – 469 2704 6. Racquel Henry-Burke – 403 9550 7. Ian Belcher (RBO) – 551 0521 8. Joan Edwards – 877 5512
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