2025 Benefits Enrollment Guide

IN THE SWING OF THINGS: EAP

BASIC LIFE & DISABILITY

From caring for elderly parents to dealing with divorce or facing financial problems, we understand life can get complicated, and everyone needs a little coaching from time to time.

NEW! ENHANCED BASIC LIFE ENHANCED BASIC LIFE AND AD&D BENEFIT FOR 2025

Averitt has partnered with ComPsych through Voya to provide an updated Employee Assistance Program (EAP). These services focus on building and broadening your strengths and wellbeing. This benefit is provided at no cost to you, and you are automatically enrolled.

To protect you and your family from the unexpected, we provide basic life and AD&D insurance for you and dependent life insurance for your spouse and children through Voya, at no cost to you. We’ve enhanced the basic life and AD&D benefit for 2025 to be a flat $50,000 benefit for all full- time associates and $5,000 for dependents, and it is no longer based on your years of service!

COUNSELING RESOURCES With ComPsych provided by Voya, you can receive up to three no-cost, confidential, behavioral health counseling sessions, available either in-person or virtually with a licensed counselor. You also have access to unlimited guidance from a counselor or work/life support specialist. Your counselor will provide short-term support and advice. When more extensive or specialized resources are needed, the EAP can also provide you with information and referrals. WHERE THE EAP CAN HELP The EAP and its free counseling are available to all associates, their family members and their household members, even if they are not enrolled in our benefits. EAP counselors can help you manage stress, depression, anxiety, relationship issues, work-related pressures, and substance abuse. • Marriage, divorce and parenting problems • Daycare, nutrition and development concerns • Suggestions for local child care and elder-care resources, including referrals to nursing homes • Diet and health concerns • Stress, anxiety and depression • Substance abuse • Debt, taxes, retirement and estate planning issues • Answers to legal questions • Moving and relocation, college planning, home repair, vacation and event planning

Averitt-Provided Life and AD&D Eligible after 30 day waiting period

Associate Basic Life Insurance Associate Basic AD&D Insurance

$50,000 for all full time associates — NEW enhancement!

Amount equal to basic life coverage

$5,000 for spouse and each dependent child (birth to 26 years) — NEW enhancement!

Dependent Life Insurance

Short-term disability coverage Short-term disability coverage protects your income and security at no cost to you after one year of service. This benefit ensures that you continue to receive a portion of your income for up to 26 weeks in the event of a disability.

Speak with a guidance consultant now:

Averitt-Provided Short-Term Disability Eligible after one year of full-time service

Benefits Begin

On the 15th day of disability

Phone: 877-533-2363 or TTY 800-697-0353

Year 1 — no benefit Year 2 — 40% Year 3 — 45% Year 4 — 50% Year 5 — 55% Year 6+ — 60%

Web: www.guidanceresources.com

Plan pays a percentage of your weekly earnings

App: GuidanceNow ID: My5848i

Benefits continue

Up to 26 weeks

See Summary Plan Description (SPD) for further details.

Instant Replay Take a moment during annual enrollment to check that your beneficiaries are correct.

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