2024 Digital Annual Report

Investing in Communities TREASURY MANAGEMENT

As a regional bank rooted in the communities we serve, we deliver tailored solutions and automated processes that drive efficiency and growth for our clients, counties, cities, towns, and other governmental entities.

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We take pride in reinvesting municipal deposit dollars into local projects, boosting the economy through tax impact and fostering employment opportunities. Misty Pack VP - Treasury Management Officer

Products + Solutions Powering Business COMMERCIAL DEPOSIT MANAGEMENT With both local and remote capabilities, our CDM team offers solutions that work for businesses of all sizes.

Merchant Services Inventory management, sales reporting, & payment processing

Positive Pay Fraud protection for your business

Business Online Banking Simplify your payroll process

Remote Deposit Capture Conveniently scan checks remotely

Our experiences with First Bank and Trust Company have been great inside and outside the branch. The online banking services are very user-friendly, especially when it comes to business transactions, scanning checks, etc. We love the convenience of our Clover systems as well. Thanks to Nikki, we can track our inventory, sales, and taxes all on one system.

Kayla M. Crossroads Farm Supply & Deli | Damascus, VA

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