2024 Digital Annual Report

Five Year Summary

2023

2022

2021

2020

2024

Summary of Operations

(in thousands)

103,456 8,927 94,529 4,212 21,783 58,507

125,368 18,077 107,291 7,980 22,334 61,112 12,614 47,919

92,145 11,408 80,737 7,313 19,379 52,687 7,959 32,157

Interest Income Interest Expense Net Interest Income

219,038 93,478 125,560 4,462 20,411 72,547 13,511 55,451

177,906 64,857 113,049 5,220 19,441 65,967

Provision for Loan Losses

Other Income Other Expense

11,458 42,135

11,185 50,118

Applicable Income Taxes

Net Income

Per Share Data

2.54 0.92 15.77

2.89 1.00 17.16

1.94 0.75 14.18

Net Income Cash Dividends Declared Book Value

3.34 1.19 21.40

3.02 1.09 19.18

End of Period Balance Sheet Summary Loans, Net Securities Available for Sale (in thousands)

2,078,153 93,263 3,147 2,846,353 2,483,865 261,612

2,400,249 101,640 1,784 3,141,627 2,771,287 284,777

1,939,680 13,843 3,634 2,344,110 1,988,616 235,029

3,196,466 61,039 - 3,823,160 3,401,614 355,395

2,831,424 84,397 - 3,322,721 2,932,087 318,076

Total Assets Securities Held for Sale Deposits Capital

Selected Ratios

Average Equity to Average Assets Return on Average Assets Return on Average Equity Cash Dividends Declared as Percent of Net Income

9.55% 1.62% 16.95% 36.21%

9.18% 1.62% 17.62% 34.64%

10.38% 1.48% 14.25% 38.68%

9.43% 1.56% 16.51% 35.63%

9.5% 1.58%

16.64% 36.05%

04 | 2024 Annual Report

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