Dickerson Oxton - May 2019

PHYSICAL ABUSE

Nursing home abuse is a serious issue that impacts countless elderly citizens and their families. If you suspect your loved one may be a victim of abuse or neglect, don’t hesitate to call an experienced nursing home abuse attorney for help. When a nursing home breaks your family’s trust, you deserve to seek justice for your loved one.

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Assaults or attacks on the patient

Unnecessary restraint

Oversedation

Deliberately withholding food or water

Sexual abuse Abandonment Wrongful death

Bedsores

Falls due to lack of supervision

Medication errors

EMOTIONAL ABUSE

TAKE A BREAK

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Isolation

Disrespecting the patient

Demeaning or humiliating the patient Ignoring the patient’s reasonable requests

Threats

FINANCIAL ABUSE

Classic French Omelet Inspired by SeriousEats.com

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Stealing from the patient

Writing fraudulent checks under the patient’s name Overcharging for services, or charging for bogus services

ingredients

Identity theft

• 3 large eggs • Kosher salt and freshly ground pepper • 1 tablespoon unsalted butter

HAVING COVERAGE VS. HAVING ENOUGH COVERAGE In states like Kansas, which require UM/UIM insurance, many policyholders keep this coverage to the minimum amount. This might have been a decision you were encouraged to make by the agent who sold you your policy. After all, it ensures the insurance company will only pay the smallest amount required in the event you need to file a UM/UIM claim. But with the kinds of severe or long-term injuries that are common from car accidents, this minimum coverage often falls short of being helpful. We recommend increasing your coverage to at least $50,000 for UM and UIM coverage, and it’s even better to have $100,000 UM and UIM limits. Any potential increase of a monthly premium to up your coverage in this manner is minor in comparison to what cost you could pay if an uninsured or underinsured driver hits you and you don’t have adequate coverage of your own. THE COST OF LACKING COVERAGE While any increase in your insurance payments can be hard to stomach, consider the alternative. A trip to the emergency room, expensive medication, lost wages frommissing work — the costs of a crash can add up quickly. If you are required to have UM/UIM coverage anyway, you should make sure it’s enough to actually protect in an accident.

As a firm dedicated to representing injured people, the last thing we ever want to say to clients is that there isn’t enough insurance to cover all their damages. You cannot control the people who hit you and what coverage they have to pay for your losses. But, you are in control of how much you protect yourself and your family by making sure you have adequate uninsured motorist (UM) and underinsured motorist (UIM) coverage through your own car insurance policy. Without adequate UM and UIM insurance coverage, you could bear some or all of the financial burden of your injuries, despite the accident being caused by the other driver. UNDERSTANDING UM/UIM INSURANCE Both UM and UIM insurance exist to act as a safety net in the event an at-fault driver lacks the means to cover the cost of the injuries they caused you through their insurance coverage. By law, UM insurance is included as part of your auto insurance policy in both Kansas and Missouri. However, the same isn’t true for UIM coverage. If you live in Missouri, UIM coverage is optional, and you must opt into coverage to obtain it. If not, you may have no financial cushion to land on if an underinsured driver injures you. With that being said, just having UM/UIM insurance often isn’t enough.

directions

1. In medium bowl, beat eggs with plastic fork until last traces of white are just mixed in. Season with salt and pepper. 2. In an 8-inch nonstick skillet, melt butter, swirling over medium heat until foamy but not browned. Add eggs, stirring rapidly with fork, while moving skillet to agitate eggs. Break up all curds by scraping bottom of skillet as they form. Stop stirring when eggs are softly scrambled and creamy (but loose enough to come together into a single mass), 1–2 minutes. 3. Using fork, gently spread egg in an even layer around skillet and scrape down any wispy bits around the edges. The top surface should be loose and creamy, but if still liquid, swirl skillet to bring raw egg to the edge where it will set faster. 4. Remove from heat. Tilt skillet up by handle. Using fork, gently roll omelet down over itself until nearly folded in half. Using fork, push omelet to edge of skillet so that the lower edge of egg just begins to overhang. Use fork to fold overhanging edge of egg back over, closing omelet. 5. Turn omelet out onto plate. It should have the seam on bottom.

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