National Homeownership Rate Long-Term Trends, by Quarter since 1965*
As published by the Federal Reserve Bank of St. Louis
70%
“The homeownership rate is the proportion of households that is owner-occupied. ” It can be affected by a variety of factors including general economic conditions, interest rates, lending standards, home prices (and housing affordability), consumer confidence, and the pandemic.
2005
69%
2020
68%
2000
67%
2022 -2024
1980
66%
65%
Foreclosure crisis
64%
63%
©National Association of Realtors, used by permission
1965
Updated through Q2 2024
62%
*U.S. Census Bureau, Homeownership Rate in U.S. [RHORUSQ156N], Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RHORUSQ156N. Not seasonally adjusted. Data from sources deemed reliable but may contain errors and subject to revision. All numbers approximate.
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