National Real Estate Insights December 2024

Mortgage Interest Rates since Early 2023 30-Year Fixed-Rate Loans, Daily Average Readings*

Mortgage News Daily Rate Index* https://www.mortgagenewsdaily.com/ mortgage-rates/mnd Rates vary according to the property, price, borrower and lender.

8.0%

Oct. 2023

7.8%

April 2024

7.6%

Fed began reducing its benchmark rate.

7.4%

7.2%

12/19/24

7.0%

6.8%

6.6%

2024 begins

6.4%

6.2%

Different sources of mortgage data vary in their methodologies to calculate average daily and weekly rates.

Sept. 2024

Feb. 2023

6.0%

*Per https://www.mortgagenewsdaily.com/: “Rate offerings vary — sometimes substantially — from lender to lender... The index is expressed as an average. ” Daily rates can change quickly. Data from sources deemed reliable, but not guaranteed. All numbers approximate.

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