National Real Estate Insights December 2024

30-Year, Fixed-Rate, JUMBO Mortgage Index* Optimal Blue Mortgage Market Index since 2018

8.0

30-Year Fixed-Rate Mortgage Interest Rate for JUMBO Loans In 2024, single-family loans with balances above $766,550 in most counties, and $1,149,825 in high- cost areas, are considered jumbo.

7.5

7.0

6.5

2024 begins ▲

6.0

2023 begins ▲

5.5

2018

Rates vary according to the property, price, borrower and lender.

5.0

4.5

4.0

3.5

3.0

Pandemic hits ▲

2022 begins ▲

2.5

Updated through 12/17/2024

2.0

* Optimal Blue, 30-Year Fixed Rate Jumbo Mortgage Index, on a given day. Retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/OBMMIJUMBO30YF. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers should be considered approximate.

Made with FlippingBook interactive PDF creator