National Real Estate Insights December 2024

Consumer Sentiment (Confidence) Index* University of Michigan, since 1978

As of the preliminary reading for December, “Consumer sentiment improved for the fifth consecutive month, rising about 3% to its highest reading in seven months. ” Surveys of Consumers, Director Joanne Hsu, 12/6/24

Peak: dotcom bubble

110

2012-2020 recovery & high-tech boom

105

Peak: subprime bubble

100

95

90

Mid- late 90’s recovery

85

Market recession

Market recession

1980’s recovery

80

2001 dotcom crash ▲

75

Pandemic hits ▲

Pandemic hits ▲

70

Interest rates soar ▲

65

1990 recession

60

Interest rates jump ▲

2008 market crash ▲

55

Updated through 12/6/24 release

50

*University of Michigan: Consumer Sentiment [UMCSENT], per Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/UMCSENT. Not seasonally adjusted. 1966, Q1 = 100. 2023, 2024 readings per http://www.sca.isr.umich.edu/. Mid-month readings labeled “preliminary . ”

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