“Serious Delinquency” Rate on U.S. Credit Card Debt 90+ Day Delinquency, Percentage by Quarter since 2006*
14
Percent of Credit-Card Debt Balance Delinquent by 90+ Days
13
The “serious delinquency” rate for credit card debt began to rise after interest rates doubled in 2022, and is now at its highest percentage since 2012.
12
Great recession
11
10
9
8
Updated through Q3 2024
7
Per Federal Reserve Bank of New York: https://www.newyorkfed.org/microeconomics/hhdc.html . Data from sources deemed reliable but may contain errors and subject to revision. All numbers should be considered approximate.
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