Your home contents insurance
Cost of insurance
As a Southway Housing tenant, the structure of your home is covered by insurance, but this cover doesn’t include what’s inside your home, such as your furniture and personal belongings. We’re part of the scheme with Manchester City Council who work with one of the UK’s largest insurers to offer home contents insurance that can be paid in monthly instalments. Replacing the contents of your home could be very expensive. Purchasing Tenants Contents Insurance means your personal belongings are insured against events including: • Fire • Theft • Flooding/Escape of Water • Accidental damage, if selected You can insure for £4000 worth of cover for as little as £2.65 a month or add accidental cover for £3.85 a month. Unlike some policies, there’s no excess to pay in the event of most claims, except £100 for accidental damage and personal belonging claims, if you take out the extra insurance. For example, if you accidentally damage a TV worth £300, you pay £100 towards replacing it and your insurance pays the other £200. The policy provides new for old cover, and premiums are low. When you take out this insurance your household goods and contents will be insured whilst in your home against events such as fire, theft or flooding. The insurance also covers theft of your keys and the contents of your freezer.
Sum insured Monthly cost standard cover
Monthly cost standard and accidental damage cover
£4,000
£2.65
£3.85
£20,000
£13.25
£19.26
£40,000
£26.50
£38.51
Want to discuss this with our Advice Team? Contact us on 01614484200 Email adviceteamreferrals@southwayhousing.co.uk This scheme may not provide the cheapest or widest insurance cover available. You’re recommended to seek alternative independent quotation and choose the cover that best suits your needs. The policy is underwritten by Aviva Insurance Limited, arranged by Aon UK Limited and administered by Wessex Group who are all authorised and regulated by the Financial Conduct Authority. Aviva Insurance Limited, Registered in Scotland Number SC002116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Find out more, including how to apply, on our website
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