2025 BENEFITS GUIDE An overview of the wide array of benefits provided by Veronica Beard to help you enjoy increased well-being and financial security
PREPARED BY BRIO BENEFITS FOR VERONICA BEARD
Table of Contents
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INTRODUCTION
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WHAT’S NEW FOR 2025?
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HOWDO I ENROLL?
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ELIGIBILITY
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WHEN YOU CAN ENROLL
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MEDICAL PLANS & HSA
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MEDICAL PLAN OPTIONS
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PHARMACY PLAN & TELEMEDICINE
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DENTAL PLAN OPTIONS
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VISION PLAN
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EMPLOYEE PRE-TAX CONTRIBUTIONS
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LIFE AND AD&D
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DISABILITY
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VOLUNTARY CRITICAL ILLNESS
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VOLUNTARY ACCIDENT
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VOLUNTARY HOSPITAL INDEMNITY
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ADDITIONAL BENEFITS
26
GLOSSARY
21
IMPORTANT CONTACT INFORMATION
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Welcome to Veronica Beard Employee Benefits Program!
Veronica Beard cares about its employees and we’re continually making improvements to make Veronica Beard a great place to work. We recognize that Veronica Beard’s most valuable resource is its employees and that the health and wellness of our employees has a direct impact on the continued success of the Company. We are pleased to announce that our program is evolving. Wellness is more than just physical health – wellness encompasses career, financial, social and emotional aspects as well. This benefits guide will provide information around the various plan designs available to you and your family.
Sincerely,
Human Resources
PLEASE NOTE: This overview has been prepared to briefly highlight key features of your plan and is not to replace company policy or your insurance contract or booklet. We have compiled information into summary form to answer questions we most commonly receive. Please refer to the insurance carrier’s contracts and booklets for more detailed information and plan limitations. Actual claims paid are subject to the terms and conditions of the individual carrier’s contracts. In regards to Company Policies please refer to the Summary Plan Descriptions for full details.
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What’s New for 2025?
YOU VOICED YOUR OPINION AND WE LISTENED…
Contributions are decreasing for 2025! This is a result of strong plan management and smart plan design choices.
New Voluntary Benefits – Accident, Critical Illness & Hospital Indemnity through Aetna
Nav-It Financial Wellness Benefit
Passive Enrollment – if you want to keep your medical, dental, and vision benefits the same there’s nothing for you to do!
WHAT DO I NEED TO DO NOW?
Evaluate your 2024 benefit usage
Use Alex to help assess what changes if any you need to make
Enroll or Re-Enroll for any elective benefits such as FSA Contributions
Review the new IRS limits for many of the tax deferred benefits
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Introductio How Do I Enroll?
LOG ON TO ADP BENEFITS PORTAL TO ENROLL
1. Access the Employee Self Service Web site WWW.WORKFORCENOW.ADP.COM 2. Click User Login . 3. Enter your User ID and Password & click Log In. 4. Click Start Enrollmen t on Enrollment Splash Page or navigate to Enrollment screen by clicking on Myself > Benefits > Enrollments .
MEET ALEX!
WHO IS ALEX AND HOW CAN IT HELP ME?
We understand that making decisions around benefits is important to all of our employees, but at times can be both difficult and confusing.
To enhance your understanding and to make YOUR benefit experience easier, we are excited to offer ALEX, a virtual benefit counselor. ALEX is an interactive decision making support tool that can help you decide which benefit options are right for YOU! Think of it as your personal guide that helps you make important benefit decisions.
HERE ARE A COUPLE OF IMPORTANT THINGS TO KNOW ABOUT THE ALEX TOOL:
It’s personalized, so you can see which plan makes the most sense for YOU, not your coworkers, or your boss, or even me, your local benefits genius. It's fun to use. There’s no boring insurance jargon or complicated legal jibber-jabber. It’s confidential, so you can get the guidance you need without revealing all of your fascinating secrets. It’s available all year! You can find out information about your benefits at any time and your significant other can use it as well! *Please be aware that Alex is a support tool and NOT where you make your actual benefit elections
SEE HOW ALEX CAN HELP: Click Here
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Eligibility Eligibility
WHO IS ELIGIBLE?
DEPENDENT VERIFICATION
If you are enrolling your spouse, domestic partner or child(ren) to your health insurance, you must submit dependent verification within 30 days of the enrollment date to Human Resources. Failure to provide supporting documentation will result in the removal of your dependent(s) from coverage.
All active full-time employees who work at least 30 average hours per week are eligible for benefits. Your benefits are effective on the first of the month following 30 days of your hire date. If you do not enroll during this time period, you will not be eligible for benefits until the next Open Enrollment, unless you have a Qualifying Life Event Change.
TAXATION of DOMESTIC PARTNER BENEFITS
ELIGIBLE DEPENDENTS
It is important to note the taxation differential resulting from spouse vs. domestic partner coverage. Employees with domestic partners (non- spouses) are taxed on the employer portion of the benefits provided to the partner (imputed income) and the employee must contribute on an after tax basis for the portion of the benefits for the domestic partner. Team members are advised to speak with the tax expert regarding treatment for their benefits.
• Spouse – An individual to whom you are legally married. • Domestic partner (same or opposite sex) – An individual with whom you are in a relationship with and share a dwelling. Completion and approval of a Domestic Partner Affidavit is required. An affidavit will be provided by Human Resources. • Your or your spouse’s child who is under age 26, including a natural child, stepchild, a legally adopted child, a child placed for adoption or a child for whom you or your spouse are the legal guardian. • An unmarried child, age 26 or older, who is disabled and dependent upon you. Disabled dependent must be covered prior to age 26 to continue benefit.
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3
When You Can Enroll
QUALIFYING LIFE EVENT
NEW HIRES/ NEWLY ELIGIBLE FOR BENEFITS
When you are first hired or become eligible for benefits (your benefits are effective on the 1 st of the month following 30 days after your full time hire date), you have 30 days to enroll for benefits. Your benefits effective date will be communicated to you at that time. If you do not enroll within your enrollment time period, you will not be eligible for benefits until the next Open Enrollment, unless you have a Qualifying Life Event.
During the year you may be able to make changes to your current benefit elections based on a qualifying life event (ie: Marriage, Divorce, Birth of Baby, Loss of coverage, etc). You will only have 30 days of such event to add, change, or drop coverage. Contact a member of the Human Resources department for a complete explanation of qualifying life event changes.
OPEN ENROLLMENT
During Open Enrollment, you will have the opportunity to enroll or make changes to your benefit elections. You must enroll by the Open Enrollment deadline for your benefits to be effective January 1 st . Except for a Qualifying Life Event, you will not be able to change your elections until the next year’s Open Enrollment.
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Medical Benefits & HSA
Medical You have three medical plans to choose from. The medical plans provide comprehensive coverage but are different in how they are designed. You decide which Meritain Medical plan best meets your needs:
Health Savings Account
Veronica Beard will fund your HSA with $250*
If you select the HDHP medical plan, you are able to enroll in a Health Savings Plan (HSA) to save money on a pre-tax basis to pay for future medical expenses including: • Copays, coinsurance • Insurance premiums • Prescription drugs • Doctor visits and surgeries • Over-the-counter medication (first aid, allergy, asthma, cold/flu, heartburn, etc.)
HDHP Plan
• •
EPO Plan
PPO Buy-Up Plan
•
Meritain MEDICAL PLANS
Meritain, a subsidiary of Aetna, is the administrator of your medical plan. Meritain issues ID cards, processes claims, and handles service issues. All three Meritain medical plan options use the Aetna Choice POS II network . Your provider must send claims to Meritain (not Aetna) at the address on the back of your ID card to avoid delays in processing. Both the HDHP Plan and the PPO Buy-Up Plan have coverage for Out of Network services. Your out-of- pocket costs will be less for in-network care. If you seek care from an out-of-network doctor, you’ll pay a greater percentage of the cost.
Dental and orthodontia
• •
Vision expenses (frames, contacts, prescription sunglasses, etc.)
*$250 annual funding
•
Visit www.healthequity.com OR hsastore.com/hsa-eligibility-list to see allqualifiedHSAexpenses
Visit account.meritain.com to register for your online Meritain account, track of your deductible and out of pocket max spend, viewclaims, EOBs, digital ID cards, etc .
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** For illustrative purposes only. Please refer to your plan documents for all plan details
Medical Plan Options
HDHP Plan
EPO Plan
PPO Buy-Up Plan
In Network Coverage
Network
Aetna Choice POS II
Aetna Choice POS II
Aetna Choice POS II
Deductible (Plan Year)
$3,000 / $6,000
$1,500 / $3,000
$1,000 / $2,000
Coinsurance
You Pay 10%
You Pay 20%
You Pay 10%
Out of Pocket Maximum $5,000 / $10,000
$4,500 / $9,000
$5,000 / $10,000
Employer HSA Contribution
$250
None
None
Preventive
100% Covered
100% Covered
100% Covered
Primary / Specialist Visit
10% After Deductible
$30 / $60
$25 / $50
Urgent Care
10% After Deductible
$25 Copay
$25 Copay
$10 Copay, After Deductible
Teladoc Medical
$10 Copay
$10 Copay
Teladoc Mental Health
10% After Deductible
$60 Copay
$50 Copay
Inpatient & Outpatient Hospital
10% After Deductible
20% After Deductible
10% After Deductible
Emergency Room
10% After Deductible
$400 Copay
$400 Copay
Rx Deductible
Included in Medical
$100 / $200
$100 / $200
Rx Copays (Retail – 30 days)
$10/$50/$80
$10/$50/$80
$10/$50/$80
Rx Copays (Mail Order – 90 days)
2.5X Retail
2X Retail
2X Retail
Out of Network Coverage
Deductible
$5,000 / $10,000
$3,000 / $6,000
No out of network coverage
Coinsurance
30%
30%
Out of Pocket Maximum $10,000 / $20,000
$5,000 / $10,000
The best way to verify whether your doctor, lab or hospital participates in the Aetna Choice POS II Network is to call the provider and ask. You can also search online at www.aetna.com/docfind/custom/mymeritain or call customer service at (800) 925.2272 .
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** For illustrative purposes only. Please refer to your plan documents for all plan details
Pharmacy & Telemedicine
Employees enrolled in a VB medical plan have access to pharmacy and telemedicine benefits
Pharmacy
Important Note for MailOrder and Specialty Drugs:
Capital Rx will administer your prescription drug benefits
If you wish to receive your prescription(s)by mailor if you have specialtymedication,you will needto fill them through OptumRx . Call Capital Rx at (888) 832-2779 and follow the prompts for “medications delivered to your home” or “specialty pharmacy” and ask your
•
You will receive an ID card with both Meritain and Capital Rx information on the card Contact Capital Rx with any questions about your prescription drug coverage
•
•
•
Click HERE
doctor to send an electronic prescription to OptumRx.
For an introductory video on Capital Rx
TELADOC
VIRTUAL VISITS Access to care online at anytime
Access 24/7/365 medical advice by phone, website or mobile app. Virtual visits give you access to care outside of regular doctor’s office hours. Employees and covered dependents enrolled in a medical plan through Meritain are eligible to use the program. Through Meritain, you have access to Teladoc – the largest U.S. provider of telephonic and virtual care doctor visits
U.S.-based, board-certified and state- licensed doctors that are specially trained in telemedicine
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** For illustrative purposes only. Please refer to your plan documents for all plan details
Dental Plan Options
Your health and well being is important to Veronica Beard. We offer all full time employees a basic dental insurance plan at no cost. Employees have the option to purchase into a higher plan if desired.
Key Features
Low Plan
High Plan
Annual Deductible Individual | Family
$50 | $150
$25 | $75
Calendar Year Plan Max
$1,000 per person
$3,000 perperson
Preventive Care Benefits
No Charge
No Charge
Basic Services
You pay 20% after deductible
You pay 20% after deductible
Major Services
You pay 50% after deductible
You pay 50% afterdeductible
$1,000 per member (children to age 19 ONLY)
Orthodontia Lifetime Max
$1,000 per member (adult or child)
CHILDREN ONLY (to age 19)
Adults and Children (to age 19)
Orthodontia
You pay 50% afterdeductible
You pay 50% after deductible
Orthodontia Lifetime Max
$1,000
$1,500
You’ll have access to the MetLife Plan Dental network. Click HERE to find a dentist or call (800) 942-0854.
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** For illustrative purposes only. Please refer to your plan documents for all plan details
Vision Plan
Employees can enroll for a vision plan at no cost. The vision plan is administered by MetLife utilizing the MetLife Vision PPO network . To find an in-network provider, click HERE.
Vision Benefit
In-Network
Frequency
Eye Exam
$10 copay
Once every 12 months
Lenses
100% after $25 copay
Once every 12 months
Frames
$150 allowance, after $25 eyewear copay
Once every 12 months
Contacts
Elective
$150 allowance
Once every 12 months
Medically Necessary
Covered in full, after $25 eyewear copay
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** For illustrative purposes only. Please refer to your plan documents for all plan details
What You Pay Employee Pre-Tax Contributions (26 Pay Periods)
Meritain Medical
HDHP Plan
EPO Plan
PPO Plan
Per Paycheck
Per Paycheck
Per Paycheck
Employee
$51.49
$94.68
$214.99
Employee + Spouse
$240.27
$302.97
$477.75
Employee + Child(ren)
$216.24
$272.67
$429.98
Employee + Family
$360.40
$454.45
$716.63
MetLife Dental Base Plan
MetLife Dental Buy-Up Plan
Per Paycheck
Per Paycheck
Employee
Employee
$0.00
$5.69
Employee + Spouse
Employee + Spouse
$8.90
$30.10
Employee + Child(ren)
Employee + Child(ren)
$11.62
$34.11
Employee + Family
Employee + Family
$22.68
$63.79
MetLife Vision through VSP
Per Paycheck
Employee
$0.00
Employee + Spouse
$3.02
Employee + Child(ren)
$2.10
Employee + Family
$5.40
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** For illustrative purposes only. Please refer to your plan documents for all plan details
VB Provided Benefits
Life and AD&D
Basic Life / AD&D
Plan Features
Basic Life & AD&D
Employee Benefit Amount
1X Base Salary, Up to $50,000
The following shows how much benefits are reduced at certain ages:
Age Band
Benefit Reduction
65
65%
70
50%
Voluntary Life / AD&D
Plan Features
Voluntary Life
Employee Benefit Amount Guarantee Issue Amount
5x Annual Salary, up to $500,000 5x Annual Salary, up to $100,000 100% of EE’s Amount, up to $250,000
Spouse Benefit Amount*
Child Life Benefit Amount*
100% of EE’s Amount, up to $10,000
Accelerated Death Benefit
80% Up to $400,000 The following shows how much benefits are reduced at certain ages:
Age Band
Benefit Reduction
65 70
65% 50%
*Note: Eligible employees cannot elect Voluntary Life/AD&D coverage for their spouse or child(ren) without electing coverage for themselves.
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** For illustrative purposes only. Please refer to your plan documents for all plan details
VB Provided Benefits
Short Term Disability
Plan Features
Short Term Disability
Employee Benefit Amount
60% of Weekly Earnings
Maximum Benefit Amount
$2,500
Elimination Period (Accident & Sickness)
7 days
Benefit Duration
Up to 12 weeks
Long-Term Disability
Plan Features
Long Term Disability
Employee Benefit Amount
60% of Monthly Earnings
Minimum Benefit Amount*
$5,000
Elimination Period (Accident)
90 days
Benefit Duration
Social Security Normal Retirement Age
* Benefit varies based on level
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** For illustrative purposes only. Please refer to your plan documents for all plan details
Voluntary Critical Illness
Veronica Beard offers optional supplemental health benefits through Aetna. These plans are not medical insurance and do not replace your medical coverage, but rather pay cash directly to you in addition to any benefits you receive from your health plan. The plans are designed to help offset expenses associated with unexpected injuries, illnesses, and hospital stays, such as deductibles, copays, and lost income. Insurance policies available for purchase (through after-tax payroll deductions) include Accident Insurance, Hospital Indemnity Insurance and Critical Illness Insurance. WELLNESS BENEFIT
CRITICAL ILLNESS INSURANCE This insurance pays a lump-sum cash benefit directly to you following the diagnosis of a covered critical illness or event, such as a heart attack, stroke or cancer.
Critical Illness Insurance includes an annual benefit of $50 for you and covered spouse when you take a covered health screening test. Over 40 different screenings qualify, including: • Cholesterol screening • Mammogram • Immunizations, e.g., Covid-19
The benefit is yours to use however you want, including paying for healthcare expenses, mortgage, rent, or other bills.
COVERAGE OPTIONS: You can choose from three cash benefit levels for yourself and/or your spouse: $10,000 $20,000 $30,000 Coverage is also available for children, not to exceed 50% of the employee’s benefit.
Covered Illnesses or Events*
100% Benefit Invasive Cancer Heart Attack Stroke Major Organ Failure End-stage Renal Disease Parkinson’s Disease
25% Benefit: Coronary Artery Disease Sudden Cardiac Arrest Non-invasive Cancer $1,000 Benefit (lifetime): Skin Cancer
Portability included – allowing you to take the policy with you if you end employment.
*Please refer to the benefit plan summaries for details and rates on all policies.
Rates for critical illness are based on your age and the benefit level selected. See your ADP enrollment system for more information.
For more information on Critical Illness, view education video HERE
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** For illustrative purposes only. Please refer to your plan documents for all plan details
Flexible Spending Accounts Voluntary Accident
Supplemental Health Benefits ACCIDENT INSURANCE This insurance pays benefits directly to you to help offset the out-of-pocket expenses associated with an unexpected injury requiring medical treatment, such as deductibles or copays.
EXAMPLE CLAIM: Jane crashed her bicycle and was taken to the emergency room for treatment. She was diagnosed with a broken wrist and a torn ligament. She required surgery to repair her torn ligament, and she missed several days of work. Fortunately, Jane’s Accident Insurance plan paid her $3,350 to help keep her afloat financially while she made a full recovery.
Benefit payments are based on a schedule of injuries and treatments. The benefit is yours to use however you want, including paying for healthcare expenses, mortgage, rent, or other bills. *OVER 80 INJURIES AND SERVICES COVERED Below is a short list of injuries and services that may qualify for a benefit payment: Ambulance services Burns & Lacerations (cuts) Concussions Emergency room and urgent care Fractures/dislocations Hospital admissions and stays Medical appliances (e.g., crutches, wheelchairs) Physical Therapy COVERAGE OPTIONS: Coverage is available to employees, spouses and dependent children. WELLNESS BENEFIT Critical Illness Insurance includes an annual benefit of $50 for you and covered spouse when you take a covered health screening test. Over 40 different screenings qualify, including: • Cholesterol screening • Mammogram • Immunizations, e.g., Covid-19
Jane’s Injuries & Treatment
Benefits Paid to Jane
Ambulance
$400
Emergency Room
$200
Diagnostic MRI
$200
Fractured Wrist
$1,000
Surgical repair of ACL
$750
Crutches (medical appliance)
$100
3 Follow Up Visits
$300
Physical Therapy (10 visits)
$500
Total Benefit
$3,350
Per Pay (26 payrolls)
Bi-weekly Premium
$4.20
Employee
$7.19
Employee + Spouse
$9.00
Employee + Child(ren)
$11.91
Family
Portability included – allowing you to take the policy with you if you end employment.
For more information on Accident Insurance, view education video HERE
*Please refer to the benefit plan summaries for a full schedule of benefits
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Flexible Spending Accounts Voluntary Hospital Indemnity
Supplemental Health Benefits HOSPITAL INDEMNITY INSURANCE
Laura’s Hospital Stay
Plan Benefits
This insurance pays benefits directly to you to help offset the out-of-pocket expenses associated with an unexpected hospital stay, such as deductibles, copays or lost income. Benefits are paid based on inpatient hospital admissions and confinement. The benefit is yours to use however you want, including paying for healthcare expenses, mortgage, rent, or other bills.
Hospital Admission
$1,000
2 Additional Days of Confinement
$300
Newborn Nursery Admission
$200
COVERED EVENTS Benefits are included for: • Hospital Admissions • Hospital Stays
Total Benefit
$1,500
• Intensive Care Unit Stays • Rehabilitation Unit Stays • Substance Abuse Facility Care • Mental Illness & Nervous Disorder Facility Care • Newborn Nursery Admissions ADDITIONAL BENEFITS: No pre-existing condition exclusion Portability included – allowing you to take the policy with you if you end employment
*Please refer to the benefit plan summaries for details on all policies.
Per Pay (26 payrolls)
Bi-weekly Premium
$7.16
Employee
$16.05
Employee + Spouse
COVERAGE OPTIONS: Coverage is available to employees, spouses and dependent children
$11.96
Employee + Child(ren)
$19.94
Family
EXAMPLE CLAIM: Laura is admitted the hospital to give birth to her new baby. Her normal delivery kept her in the hospital for a total of three days. Fortunately, Laura’s Hospital Indemnity plan paid her cash benefits to help cover her medical costs – benefits that allowed her to focus on her new baby rather than the financial impact of the hospitalization
For more information on Hospital Indemnity, view education video HERE
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Voluntary Flexible Spending Accounts
Flexible spending accounts (FSA) provide you with an important tax advantage that can help you pay health care and dependent care expenses on a pre-tax basis. As an eligible employee, you can set aside a portion of your pre- tax salary in an account, and that money is deducted from your paycheck over the course of the year. The amount you contribute to the FSA is not subject to social security (FICA), federal, state or local income taxes – effectively adjusting your annual taxable salary.
DEPENDENT CARE REIMBURSEMENT FSA
HEALTH CARE REIMBURSEMENT FSA
The Dependent Care Reimbursement FSA allows you to use pre-tax dollars toward qualified dependent care. Care must be for a tax- dependent child under age 13 who lives with you, or a tax-dependent spouse or child who lives with you and is incapable of caring for themselves. Also, the care must be needed so that you and your spouse (if applicable) can go to work. Care must be given during normal working hours and cannot be provided by another one of your dependents. Typical expenses include baby- sitters, nursery schools, pre-schools, and day care centers.
TheHealthCareReimbursementFSAallows you to payfor certainIRS-approvedhealth care expensesnotcovered by yourinsurance or reimbursed byanyother benefit plan. Eligible expenses include those incurred by you, as well as your spouse and/or dependents. Typical expenses include co- pays, coinsurance, deductibles, and prescription drug expenses. For more information about eligible expenses, please refer to IRS Publication 502 available at www.irs.gov/pub/irs-pdf/p502.pdf or go to www.fsastore.com
FSA - “USE IT OR LOSE IT” RULE
Healthcare HSA and Dependent Care FSA account runs on a plan year basis. The current plan year is from January 1, 2025 through December 31, 2025; claims can only be for services/expenses incurred between January 1, 2025 through December 31, 2025
COMMUTER TRANSIT & PARKING ACCOUNTS ▪ Save on your commute by contributing pretax dollars towards transit expenses. ▪ Unused funds roll over into the next year provided employee remains enrolled in the plan. ▪ Employees can change their pre-tax deductions at anytime during the plan year, based on their current month’s expenses ▪ These plans are administered by HealthEquity, and funds can be accessed via your FSA card.
To get started, log in or create your account here See pages 20-22 for additional plan details and contribution limits
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Voluntary Flexible Spending Accounts
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Voluntary Flexible Spending Accounts
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Voluntary Flexible Spending Accounts
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Additional Benefits
401k RETIREMENT PLAN
EMPLOYEE ASSISTANCE PROGRAM (EAP)
We are committed to helping our employees achieve their long-term financial goals. That's why we offer a robust 401(k) program designed to empower you to save for retirement with ease and confidence. • All employees will be eligible to participate in the 401(k) Plan the first of the month following meeting the eligibility requirements of the Plan: Age 21 and 3 months of service. • Participants that have completed at least 1,000 hours during the Plan Year and who are employed on the last day of the Plan Year (December 31) are eligible for matching. • Company match is $0.30 on every $1 employee deferral up to 60% of salary. • There is a 5-year vesting schedule as follows - after year 1 – 20%, after year 2 – 40%, after year 3 – 60%, after year 4 – 80% and after year 5 – 100%. • Immediate rollovers are available for qualified 401(k) balances from other companies.
Counseling by phone and face-to-face. When you’re feeling stressed, worried or having a tough time, you may want someone to talk to. You and your household family members can call Symetra anytime, 24/7, and talk with a licensed counselor. You and your family members are eligible for up to five counselor visits for each issue or concern, at no cost to you.
ROADMAP TO FINANCIAL HEALTH
BUSINESS TRAVEL & ACCIDENT In addition to the insurance protection provided by your insurance plan, you have access to your travel assistance services around the world. These services include, but not limited to: • Medical Assistance: Access to real- time destination-based health, security, and travel- related resources and self-service tools before or during travel excursions, including security alerts and country profiling. • Travel Assistance: including emergency travel arrangements, Lost/ stolen personal item assistance, translator or interpreter assistance, and so much more. • Security Assistance: Access to 24/7 security assistance and safety advice including on the ground crisis response for security, natural disaster, or political evacuation and repatriation
Nav.it is a financial health platform to help employees build better habits, manage cash flow, and improve quality of life through automated coaching packed with personalized data and a human touch. Access to the app is complimentary for all Veronica Beard employees when you sign up with your VB email address.
click HERE to learn more
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Additional Benefits
TIME OFF BENEFITS Don't forget about these important Time Off benefits that help complete your Veronica Beard total rewards package!
PAID HOLIDAYS
The Company provides several paid holidays to full-time employees who are actively employed at the time of the paid holiday. A list of Company- paid holidays is published at the end of each year
PAID TIME OFF (PTO) – NY Corporate Only
Taking time away from the office is important for both our physical and mental health. We offer a Paid time off policy to ensure that associates have time set aside for the well- earned vacation or unscheduled for the unexpected sick day. This bank will also allow us to celebrate the diversity of our team and allow those days that mean the most to you- be it a religious observance, cultural event, or your own birthday to name a few. Your PTO can be used throughout the calendar year and will reset on January 1 st of each year.
BEREAVEMENT TIME
We want to support our employees during the loss of a loved one. The Company provides regular full- time employees with bereavement leave of up to five (5) days of paid leave from work to attend a funeral when there is a death in the employee’s immediate family. Please reference the Employee Handbook for guidelines and contact HR to utilize this benefit.
REMOTE DAYS – NY Corporate Only
We feel it is important that our teams are together in office on a regular basis to drive collaboration and increase efficiency in the ways we work so we can continue to achieve great things. While we do feel it is important to be in the office regularly, we want our team members to have the flexibility that remote work offers. Flexible Remote Days are intended to provide you with 15 additional days throughout the year to work remotely on days that best suit you.
PAID JURY DUTY
It is important to fulfill your civic duties, and we help employees by providing paid time to do so. For more details, please reference the Employee Handbook. Contact HR when you are selected for jury duty.
EMPLOYEE REFERRAL PROGRAM
At Veronica Beard, we believe that our employees are our most valuable asset, and we understand the importance of creating a talented and diverse workforce. Our employee referral program is an initiative designed to reward YOU for helping us find top talent to join the VB family. As such we encourage you to spread the word about our open roles among your professional and personal networks. Your referrals could make a significant difference in our growth and success. For more details on the rules and rewards, please refer to the Employee Referral program posted on ADP.
SUMMER FRIDAYS – NY Corporate Only
With school out and longer days, the summer remains a special time of year. We are pleased to offer “Summer Fridays” beginning on the Friday before Memorial Day through the Friday before the Labor Day weekend. For more details on the rules and rewards, please refer to the program posted on ADP. Our hope is that each of you is able to take advantage of Summer Fridays to get a head start on the weekend to rest and relax and enjoy the summer
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Additional Benefits
PARENTAL LEAVE
FERTILITY COVERAGE
We will provide parental leave for all full-time employees who have been with the company for at least one year. There are two types of benefits: Enhanced Post - Partum Disability leave and Paid Bonding Leave . These leaves will run concurrently with FMLA and all other state and federal leaves/laws. This policy reaffirms our commitment to supporting our employees through life's most important moments and aligns with our core values of promoting work- life balance and equality.
We recognize that the path to parenthood is different for everyone and understand that family planning is a deeply personal and important part of life. That's why we're committed to supporting your journey to parenthood through our comprehensive fertility benefits program, through Meritian.
Program features include:
Infertility Services
Includes coverage for a wide range of infertility treatments, including evaluations and analysis, ovulation induction and monitoring, in vitro fertilization (IVF), and more, making it easier for you to explore the options that work best for you.
Key Features of the Parental Leave Policy:
Gender-Neutral Leave: Our new Bonding Leave offers equal parental leave benefits to all employees, regardless of gender. This reflects our commitment to diversity and inclusivity. Financial Support: Our policy includes financial support, ensuring that you can focus on your family without undue financial stress. Flexible Re-entry: For our corporate employees, we will grant an additional 10 remote workdays to be used within the first six months of your return. These days must adhere to the Remote Work policy.
Fertility Preservation Services
Offer solutions for employees looking to preserve their fertility for future family planning. This includes coverage for egg and sperm collecting, preserving, and storing as well as other fertility preservation methods when deemed medically necessary. For a full list of services and eligibility requirements, please refer to the Meritain plan documents, which can be found on ADP.
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Glossary
26
Important Contact Information
TYPE OF BENEFIT
BENEFIT CARRIER
PROVIDER CONTACT INFORMATION
(800) 566-9311 www.Meritain.com (888) 832-2779 www.cap-rx.com
Medical
Meritain
Pharmacy
Capital RX
(800) 362-2667 www.MyDrConsult.com
Telemedicine
Teladoc
(800) 942-0854 www.metlife.com/insurance/dent al- insurance (855) 638-3931 www.metlife.com/insurance/visio n- insurance
Dental
MetLife
Vision
MetLife (VSP Network)
Basic Life and AD&D Short-Term Disability Long-Term Disability Employee Assistance Program (EAP) Voluntary Critical Illness Voluntary Accident Voluntary Hospital Indemnity Flexible Spending Account (FSA / HSA) Transit Accounts
800-796-3872 www.symetra.com
Symetra
800-607-3366 www.aetna.com/about-us/contact- aetna.html
Aetna
(866) 346-5800 participant.wageworks.com
HealthEquity
(800) 584-6001 www.voya.com
401K
Voya Financial
(855) 547-8508 www.workforcenow.adp.com
Benefits Service Center
ADP / MyLife Advisor
Benefits Provided By Veronica Beard All Annual Notices are posted in our ADP portal
HR Contact Details - HR@veronicabeard.com
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