Medical Benefits & HSA
Medical You have three medical plans to choose from. The medical plans provide comprehensive coverage but are different in how they are designed. You decide which Meritain Medical plan best meets your needs:
Health Savings Account
Veronica Beard will fund your HSA with $250*
If you select the HDHP medical plan, you are able to enroll in a Health Savings Plan (HSA) to save money on a pre-tax basis to pay for future medical expenses including: • Copays, coinsurance • Insurance premiums • Prescription drugs • Doctor visits and surgeries • Over-the-counter medication (first aid, allergy, asthma, cold/flu, heartburn, etc.)
HDHP Plan
• •
EPO Plan
PPO Buy-Up Plan
•
Meritain MEDICAL PLANS
Meritain, a subsidiary of Aetna, is the administrator of your medical plan. Meritain issues ID cards, processes claims, and handles service issues. All three Meritain medical plan options use the Aetna Choice POS II network . Your provider must send claims to Meritain (not Aetna) at the address on the back of your ID card to avoid delays in processing. Both the HDHP Plan and the PPO Buy-Up Plan have coverage for Out of Network services. Your out-of- pocket costs will be less for in-network care. If you seek care from an out-of-network doctor, you’ll pay a greater percentage of the cost.
Dental and orthodontia
• •
Vision expenses (frames, contacts, prescription sunglasses, etc.)
*$250 annual funding
•
Visit www.healthequity.com OR hsastore.com/hsa-eligibility-list to see allqualifiedHSAexpenses
Visit account.meritain.com to register for your online Meritain account, track of your deductible and out of pocket max spend, viewclaims, EOBs, digital ID cards, etc .
8
** For illustrative purposes only. Please refer to your plan documents for all plan details
Made with FlippingBook. PDF to flipbook with ease