Veronica Beard - 2025 Benefit Guide - Corporate

Medical Plan Options

HDHP Plan

EPO Plan

PPO Buy-Up Plan

In Network Coverage

Network

Aetna Choice POS II

Aetna Choice POS II

Aetna Choice POS II

Deductible (Plan Year)

$3,000 / $6,000

$1,500 / $3,000

$1,000 / $2,000

Coinsurance

You Pay 10%

You Pay 20%

You Pay 10%

Out of Pocket Maximum $5,000 / $10,000

$4,500 / $9,000

$5,000 / $10,000

Employer HSA Contribution

$250

None

None

Preventive

100% Covered

100% Covered

100% Covered

Primary / Specialist Visit

10% After Deductible

$30 / $60

$25 / $50

Urgent Care

10% After Deductible

$25 Copay

$25 Copay

$10 Copay, After Deductible

Teladoc Medical

$10 Copay

$10 Copay

Teladoc Mental Health

10% After Deductible

$60 Copay

$50 Copay

Inpatient & Outpatient Hospital

10% After Deductible

20% After Deductible

10% After Deductible

Emergency Room

10% After Deductible

$400 Copay

$400 Copay

Rx Deductible

Included in Medical

$100 / $200

$100 / $200

Rx Copays (Retail – 30 days)

$10/$50/$80

$10/$50/$80

$10/$50/$80

Rx Copays (Mail Order – 90 days)

2.5X Retail

2X Retail

2X Retail

Out of Network Coverage

Deductible

$5,000 / $10,000

$3,000 / $6,000

No out of network coverage

Coinsurance

30%

30%

Out of Pocket Maximum $10,000 / $20,000

$5,000 / $10,000

The best way to verify whether your doctor, lab or hospital participates in the Aetna Choice POS II Network is to call the provider and ask. You can also search online at www.aetna.com/docfind/custom/mymeritain or call customer service at (800) 925.2272 .

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** For illustrative purposes only. Please refer to your plan documents for all plan details

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